Ask Honest John

Most recently answered insurance questions
When do I have to advise my insurer of my recent fixed penalty conviction of 30mph+ in a 30mph zone (£100 and three points). Immediately, or only at the time of renewal? I wasn't eligible for a driving...
My wife’ car was hit by another car in a car park while she was at work. They didn’t leave a note though. If we claim on our comprehensive insurance, what are the repercussions? Is her premium and no claim...
If I fit reversing sensors to my 2005 Ford Mondeo Estate, would this be a modification that would attract a higher premium?
I've been living in Australia for the last three and half years. I'm 48 years old and have had eight years no claims bonus, but I've spoken to an insurance company and they have advised me that my no claims...
My daughters Volkswagen Up was parked outside our house when a taxi hit the rear bumper on Christmas Eve. He tried to drive off but the occupants stopped him and I have his details. I contacted the taxi...
Is a student that drives to college classed as 'commuting' by insurers?
I has a 20 years no-claims record before moving to New Zealand. I have a 10 years no-claims record in New Zealand. Is it true that if I move back to the UK I will be back to square one in terms of no-claims...
I'm a 60 year old IAM F1RST and ROSPA Gold qualified driver. Whist driving my daughters car to work, I was T-boned by a vehicle with a cloned reg plate that didn't give way on a major junction. The police...
My daughter had a car accident today. She was waiting to pull out of a petrol station, which is situated on a junction right near a set of traffic lights. She was indicating to turn right and would have...
A driver recently pulled out from behind a parked car and hit my 2004 Audi A8 quattro. I've been offered £3400 as an uneconomical repair. My insurance is with Elephant UK and theirs is with Diamond, which...