Ask Honest John

Most recently answered insurance questions
I recently moved house. My insurance broker has told me that they will no longer insure my car from the new address. It is a small, very low crime area in a village. They want me to cancel the policy and...
I want to know if it is a legal obligation for my insurance company to put me back in the same financial position as before an accident? My car was on finance with a settlement figure around £11,000. However,...
My car was involved in an accident just before the coronavirus lockdown. It is now in the body shop for repairs but, because of the current situation, the body shop cannot get the parts to repair the car....
Will insurance companies pay out if I have an accident while driving with no MoT during this extension period? Are the police going to check vehicles to see if they're roadworthy?
If I use my car, which is insured for "Social Domestic & Pleasure" use, to deliver food parcels on a voluntary basis (no payment or expenses sought), is my insurance still valid?
Someone knocked my dog down with a car, which was going at least forty miles an hour, while she was on the beach. Can I legally seek reparations for vets bills?
My cars MoT is due in April with the tax due 1 May. If the country is on lockdown, what will be the situation regarding tax, MoT and insurance?
In a recent question, your answer to a minor no claim accident was it should not affect the cost. I know of an incident where someone hit a deer and contacted the insurer and after finding that the excess...
My car is a 15-month-old Kia Stonic under warranty. It has gone to a Kia approved garage to repair bumper damage caused by hitting a deer. The garage has had the car for a month now and no work has been...
I had my motorhome stolen from my driveway. While I was away, an insurance investigator came to my home to take a statement from me. Why is this and what can I expect?
 

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