Ask Honest John

Most recently answered insurance excess questions
My car was subject to a very minor accident whilst parked car outside my home, whilst a third party was attempting to park. The damage was very minor (possibly none to theirs and a small mark on my bumper)...
I've been passed my test just under one year and I've had my new car for three weeks. Last week, I was stationary when someone else hit me from behind. The other driver claimed responsibility straight...
The van driver cut in front of my grandson, luckily he was not hurt but his bike was run over. The driver apologised but left the scene without leaving his details. I think he should be reported for this...
Do I have to pay excess on a no fault accident?
I have use of a hire car after a minor ‘no fault’ incident. The hire company damage excess being £300 (reflecting that of my own policy) regardless of how any damage is caused. I have rightly but begrudgingly...
In poor visibility one morning last October, I ran over a temporary traffic lights sign lying, almost invisible, in the mud on a narrow country road. It sprang up and damaged my car. My insurers arranged...
I am looking for car insurance and I'm totally confused with the different policy offers, particularly with regard to 0 per cent compulsory excess. Help please.