I have protected NCD - should I claim for damage I caused to my car?

After 50 years of accident free motoring,I scraped my car. Now I'm in a dilemma. I have a policy with LV=, which has a No Claims Discount guarantee. Should I pay for the repair or claim on the insurance?...

Is it possible to have no claims discount for two drivers on one car?

Is it possible to have NCD for two drivers on one car? We used to own two cars with our own NCDs, but now own only one car with me as main driver, and my wife as additional named driver. Next year my wife...