Ask Honest John

Most recently answered insurance questions
Last July, just before my car insurance came up for renewal, I was side-swiped on a dual carriageway by a motorist trying to pull out to overtake parked cars without looking. There were no witnesses. The...
My son skidded his 2004 Renault Megane on the ice and hit a stone wall causing damage to the nearside front panel, headlight, bumper etc., enough to claim on the insurance together with the wall. We have...
There seems to be a certain amount of scepticism about the value of a protected no claims discount. Press comment seems to suggest that whilst you may keep your 60% discount if you claim, the insurance...
Recently I wrote off my beloved car, which I had purchased new, three years ago from a Mazda dealer. The insurer, Swiftcover, wants to supply me with another vehicle the same as my old one, but I would...
Renewal premium from my insurers, NatWest, has increased by 78%. Do you have views on the advisability of including ‘No Claims Discount Protection’. My quote includes 9 years + no claim discount. I used...
As you may have guessed I can be a persistent individual. After our protracted correspondence, I would like to let you know that the Prudential Insurance Company has finally agreed that its stance on fitting...
A truck in front had a blowout and I hit the tyre on the road. I got the 3rd party details and have put a claim through my insurance. My insurance company put a claim against the 3rd party insurance. However,...
Car insurance companies that deserve praise must be in the minority, so here goes. I was hit by a driver insured by Admiral last Thursday. On Friday, I received a call from them in which they accepted...
Another insurance con is that if someone hits your car and you are fully comp then the other driver turns out to be uninsured it is counted as a "your fault" accident at renewal time if you claimed on...
Like A.L. of Sevenoaks, any motorists must have found that, although their NCD is protected, their base premium has risen following a claim. Those over 50 could try Saga Insurance, which offer a guaranteed...