Ask Honest John

Most recently answered insurance questions
I was driving at about 20mph on the near side of a suburban main road in bright daylight when a K-reg Audi suddenly pulled in front of me and stopped. I applied full ABS brakes but just hit his rear nearside....
I have driven a company car for 23 years and just retired. I have a letter from the company's insurance broker confirming my accident-free and claim-free record for the last five years. Also, my employer...
My 11-month-old Citroen C4 Picasso 5 VTR Diesel caught fire on my drive after travelling just three miles from work, causing damage to my house and the house next door. The car looks as if it is a complete...
My 2004 SEAT Altea 1.6 Stylance was written off in a rear end shunt. My insurance company agreed I am not to blame. They have valued the car at £5100, which is less than What Car? says I can buy one from...
In January last year, I was stationary in my wife's car (which is fully comprehensively insured and on which I am a named driver) when someone drove into the back of me. We exchanged insurance details...
My insurance is due for renewal. Over the last year I have had my son as a named driver. However he is now at University and I'm reluctant to continue paying when he is no longer at home. Are there any...
When I took delivery of my new BMW X1 I was given a hard sell in respect of this "Shortfall Insurance". If the vehicle is a total loss in the 4 years of the cover, it pays up to £10k of any shortfall between...
My local tyre dealer says that we don't need to fit higher than a T82-rated tyre to our average family cars (Astra hatchback 1.4, Primera hatchback 1.8 and Rover 200 1.4) as long as we don't go above the...
We have all seen insurers gradually remove features that used to be part of "Fully Comprehensive" policies but one insurer has placed a formidable restriction on where you have your car repaired. All their...
I bought a Mitsubishi FTO last year, it's an N-reg. Another driver went into the back of me. Now my FTO has been written off by the insurance saying its worth £1300, which seemed OK. Then I get told that...