Ask Honest John

Most recently answered insurance questions
I visit the States twice a year for approx three months at a time. I have an old Lincoln town car there for which my insurance is reduced by half when the vehicle is not being used on public roads. I have...
I’ve a second car with two years' NCD. The policy runs out at the end of June so I should now have three years' NCD at renewal. Last November, I’m driving home and a pedestrian runs off the road and clatters...
Our insurance company has told us they are writing off our car based on information supplied by my husband when we raised the claim. What is the process for buying back the car and getting it repaired...
My son went into the back of another vehicle a few weeks ago. The car he hit sustained a small scratch - nothing else. His car sustained some damage to the front bonnet and bumper on the drivers side....
Is your car covered if it is damaged in a loading bay by a lorry?
I have just started working with Motor Trade policies. Can anyone tell me what they are? Who can have one? My main focus is to look at the indemnity issues and obtain evidence to prove that the individual...
I was driving at about 20mph on the near side of a suburban main road in bright daylight when a K-reg Audi suddenly pulled in front of me and stopped. I applied full ABS brakes but just hit his rear nearside....
I have driven a company car for 23 years and just retired. I have a letter from the company's insurance broker confirming my accident-free and claim-free record for the last five years. Also, my employer...
My 11-month-old Citroen C4 Picasso 5 VTR Diesel caught fire on my drive after travelling just three miles from work, causing damage to my house and the house next door. The car looks as if it is a complete...
My 2004 SEAT Altea 1.6 Stylance was written off in a rear end shunt. My insurance company agreed I am not to blame. They have valued the car at £5100, which is less than What Car? says I can buy one from...