Should our local boy racer declare his loud exhaust to his insurance company?

You recently published a letter where an insurance company had treated the fitting of cold weather tyres as modification that they should have been told of. Where I live we are plagued by a hoody boy racer...

How can we insure a UK-registered car for use in Italy?

What is the best way to insure a UK-registered car in Italy for family holiday use with four named drivers? How does one avoid falling foul of the SORN and compulsory insurance regulations if the car were...

I want to repair my write-off

I was in an accident and the insurer told me that car is total loss and wants me to scrap it. Nothing was mentioned as to what exactly was damaged. How could I get information about their assessment...

LV: Good Insurer

I insure my Citroen C4 GP with LV=, mainly so we can be in Europe more than the usual 60 days. This year my renewal came up at £228, but I thought maybe we needed a replacement vehicle in Europe if we...

Why won't LV Insurance let me use a cheaper windscreen repairer than the one they recommend?

I recently suffered an unrepairable crack to my Peugeot 206 windscreen and, unsure if it was worth claiming on my insurance, I called two companies to get an idea of repair costs. Autoglass quoted £454.72...

Why does neither my household or motor insurance cover the theft of my spare car key?

Knowing that replacement car keys are expensive, when we bought our Honda Jazz in 2009 we decided to keep the spare key in our wall safe. Unfortunately in March this year we were burgled and the thieves,...

Why has the insurance for my triplets increased to £6000 now they've passed their driving tests?

I recently forwarded you a quote to get my three 17-year-old triplets driving. I got a quotation of £1300 for a 2010 Toyota Auris with my daughter as the policyholder and my two sons, plus my wife and...

Are accident management companies pushing up insurance premiums?

No wonder insurances are increasing fast. The major problem appears to be caused by the insurers, whilst uninsured drivers no doubt bear a considerable part. My granddaughter had an accident on her motorbike...

Why are cars technically uninsured if a window is left open for a dog or child?

I recently renewed my car insurance with a reputable company. This time I took a closer look at the terms and exclusions, and was perturbed by the following statement. In the case of an unoccupied vehicle...

Why is the 'driving other cars' extension not applicable for those driving abroad?

Most insurance policies provide a 'driving other cars' extension that gives basic third party cover to the policyholder. Most policies now provide cover (minimum required by law in the appropriate country)...