Younger drivers can buy and insure modern classic cars, such as a 1991 Golf, much more cheaply than a modern car.

I thought your readers might be interested in this info. In the last 16 years I've mainly owned and run older cars. What I've found is that you can insure a lot of cars over 16 years old on a classic car...

I've been driving continuously for 56 years without a claim - is this a record?

I note that on April 7 you printed a letter from JMS who reported he'd been driving 55 years and never claimed on insurance or had a claim against him. He'd just renewed a fully comprehensive policy for...

Why is my son's insurance company cutting his no-claims bonus after claiming for hail damage?

My son fell victim to the freak hailstones yesterday that caused much damage to the roof and bonnet of his car. Many of his friends came off even worse with cracked windscreens and light cluster damage....

Please warn your readers that insurance companies will avoid paying claims if they can.

Recently, I helped my lady-pensioner cousin with a claim on her car insurance. She had been a customer for several years with Co-op Insurance Services (CIS), based in Manchester. She flew back from holiday...

Are claims like this causing insurance premiums to rise?

I recently damaged the car of a visitor to our house here in Cornwall, whilst manoeuvring my van in our drive. This was my fault as the other vehicle, an Audi A5, was parked and empty, and I misjudged...

£3,000 car for 18 year old

My 18 year old grandson passed his test last year. In April I will be buying him a small car. It needs to have low insurance, low VED and be economical to run and maintain. I don't know where to go to...

Damaged bumper in a pub car park

I recently entered a pub car park. On finding a space I went in forwards very slowly. As I backed up to straighten the car there was a grinding sound from the front of the car. I got out to see what the...

Insurance claim against a cyclist

Last week my car was hit by a cyclist. I have got some quotes from local garages for the repairs, but I was just wondering whether it would make sense to get my insurance company involved. As you would...

Insurance stolen and recovered - what next?

My house was broken into and the keys for my Volvo V50 stolen from my office. The car was used three days later in an armed raid and subsequently abandoned on a main road. The cars keys were not recovered...

Accident at a roundabout, who is at fault?

Yesterday I was sat at a large roundabout controlled by traffic lights. There was a 4x4 in front of me. When the lights turned green it set off as did I. However the driver in the 4x4 car panicked seeing...