Will a named driver making a claim affect my no claims discount?

I have my daughter on my insurance to drive my car. If she had an accident what happens to the no claim bonus? Is it off her own car insurance or mine?

Do I need to tell my insurance that I have received a fixed penalty notice?

After 52 years of driving, 19 years claim free and just 2 FPNs (1984 and 2006) I was annoyed last night to receive one. No question of the 36mph in a 30mph zone which just about all the local roads are...

Can I transfer no claims between policies?

I was filling out a request on line for motor insurance. For the car I want to insure I have 20+ yrs no claims which I put on the form, but my second car is insured in a classic car policy for which no...

What is vehicle shortfall insurance?

I've just reserved a pre-registered Vauxhall Astra 1.2 which I'm buying outright with an on the road price of £23,000. I'm being offered VSI - do I need this? I'm insured with AA but the policy doesn't...

Do I need to declare a minor scrape to my insurers if it can be settled amicably?

Some time ago, my partner passed her driving test, got into her car, which is parked on the road outside our house and scraped our neighbour's car by accident as she was trying to pull out of a tight space....

Do I need to tell my insurer of damage to my car even if I get it repaired myself?

I unfortunately very gently bumped into the back of a car. On inspection there wasn’t any damage to the car, but there was a little damage to mine. The other driver had to take particulars of my insurance...

Can I transfer my NCD to another car?

I have one registered car but the main driver insured is my daughter with me as a named driver. If I buy another car which is registered in my name as well and I want my NCD to be applied to this car,...

Do I need to tell my insurer that the V5C says my car has been salvaged?

I recently bought a cheap car from a friend’s dad who had owned the car 12 years without incident but had failed its MoT I have had the repairs (failed ABS module) done and the car now has an MoT. Checking...

Do I need to tell my insurer if I'm using a roofbox?

If I use a roofbox for, say, just one week during the year, am I required to inform my insurer of this? I understand that a roofbox may affect the car's handling if it is badly mounted and/or unevenly...

Should a claim by a named driver be entered against the policyholder when applying for insurance?

We are about to renew the insurance on my wife's car, which is insured in her name and on which I am a named driver. A couple of year ago we had an accident while I was driving. We claimed on the insurance...