How are driverless cars and taxis insured?
What is the situation with driverless cars or taxis regarding insurance? I read that most UK insurance companies will not cover them and they can only be covered by ones from outside the UK such as the US where most of their manufacturers are based. Also are any UK companies involved in putting them on the road?
Asked on 6 January 2026 by Neil Littman
Answered by
David Ross
Under present regulations driverless cars are only permitted in trial areas such as Milton Keynes and Heathrow Airport on a commercial basis only, and regulations are still in a transitional period towards the introduction of the Automated Vehicles Act which is scheduled for 2027. Any autonomous vehicle used on the UK public road must be insured, so it will be for the individual companies to ensure that their vehicle are fully compliant with the regulations.
We give you the low down on how to save on insurance, little-known tricks and tips, what insurance groups mean and how to use insurance aggregators to beat insurers.
Insurance group finder and how to save on insuranceSimilar questions
I used to be a taxi driver. I had a fare one day last year - a mother and child. The child did the usual thing kids do and tried to get away with not wearing a seat belt. I stopped the car and asked the...
I'm a taxi driver and I was reversed into in a supermarket. There was damage to the back door/panel and the wheel. I was given a hire car as I needed to work and my car was considered unroadworthy. But...
I'm planning to buy two new cars on HP to hire out to minicab/Uber drivers but I'm not sure if this is allowed. If it is, can you please advice on what type of insurance to take to cover the drivers and...
Elsewhere on 
