Ask Honest John

Most recently answered insurance questions
My father's Motability car was stolen from the rear of his driveway. My mother started up the car to go and post a letter. She noticed that the letter was addressed wrongly and re-entered the back door...
I am in the process of arranging my mother's car insurance (she will be 80 in February). She has an 'L' reg VW Polo, for which I have guessed an optimistic value of £500. She always had comprehensive cover,...
3 weeks ago my 10-year-old Proton Persona was in a quite severe accident. My insurers (co-op) uplifted it and have assessed it as being beyond economical repair and offered the market value of £450. I...
Yesterday on a water-covered surface I braked but slid into the car in front. Damage to my car is to radiator and front bumper - the car In front had a towbar fixture. The garage says my car is a write...
In a recent British ‘police reality’ TV show a driver was stopped, because his car came back as No Insurance. The police told him why they stopped him. The driver said I've got Comprehensive Insurance...
I bought a car and it turned out to be a ringer. Is it not possible for me to keep it and get it insured legally? I’ve read some information on ringers on the Internet but it just says stay clear. Now...
Following your item relating to insurers loading premiums despite NCD protection you may be interested in the following. Although retired for many years I still have a small Agency (Brokerage) with Royal...
How is diminution in value because a car has been accident repaired affect the future value of a car? And what happens if it is claimed for on insurance?
Some years ago when I enjoyed the benefit of a company car, the insurance cover included a courtesy car in the event of a prolonged breakdown as well as the results of an accident causing the car to be...
If you are insured with Norwich Union/Aviva and have recently renewed your car insurance, have you read your Certificate of Insurance carefully? A few years ago, third party cover for comprehensive policyholders...