Ask Honest John

Most recently answered insurance questions
We drove our classic Riley 300 miles to Cornwall to be the bridal car for a friend's wedding, only for some idiot, who was clearly driving without due care and attention, to reverse into us, stoving in...
I am a 39-year-old man with a family of five. I just passed my test two hours ago. I am kind of confused on which affordable used car to buy for my family. I have twins of 11 months and a little boy of...
I have been living in the Cayman Islands for the last three years and I have a 60 per cent no-claims discount. I am moving back to the UK and have been trying to get insurance, but a lot of the insurance...
On my insurance policy it states that my car is parked in my garage overnight. However, on the day my car was stolen it was parked on the road outside my house. Would this stop insurance company paying...
I recently received a renewal insurance premium quote of £375.41. This is 33 per cent increase on last years price of £283.42, despite having made no claims. The quote also included legal protection for...
I recently bought my wife a new vehicle but did not part-exchange her old one as the new vehicle was bought privately. The new vehicle had to have work done it, so she used my car on which she is a named...
We have a Citroen Xsara and a Rover 200 valued online at £400 and £50. The quotes for insurance are £300 and £295! What is the cheapest way to legally insure them?
My car crashed into a barrier in Scotland. The barrier is bent and the car is a complete write-off. I want to cancel my insurance as it is only third party, but who is liable for the barrier damage?
Today I received my car insurance renewal and was asked for a 25% increase in premium. This in spite of having nine years 'protected' no-claims discount. I have been driving since 1963 and have never had...
My UK car insurer will insure me, while in Europe, for 90 days as standard plus another 90 for an extra premium. I wish to be in Europe (Spain, France & Portugal only) for 270 days. Can you suggest an...