Why are cars technically uninsured if a window is left open for a dog or child?

I recently renewed my car insurance with a reputable company. This time I took a closer look at the terms and exclusions, and was perturbed by the following statement. In the case of an unoccupied vehicle...

Why is the 'driving other cars' extension not applicable for those driving abroad?

Most insurance policies provide a 'driving other cars' extension that gives basic third party cover to the policyholder. Most policies now provide cover (minimum required by law in the appropriate country)...

Should I get legal cover packaged with my insurance policy?

My insurance brokers, with whom I have been dealing for many years and who usually provide cover for our vehicles, always offer 'Legal Protection' at an additional cost of just under £20. Is it worth having...

'Cash for crash' accident - what effect on insurance?

Having been in a crash for cash accident my car is a write off. Although legally my fault, the insurance company is treating the vehicle I hit as a fraudulent claim. As I own another car and insured...

Someone reversed into my stationary car

Someone reversed into my stationary car in Dec 2011. He walked off and I went to him and asked why. He said "there is no damage, so?" and walked off. I took down his registration number, as my front bumper...

Why won't Direct Line allow me to fit winter tyres until January?

Having received the renewal notice for my car insurance the other day I phoned Direct Line to tell them that I was planning to put winter tyres on my car. After consultation with more senior staff the...

Can I recommend Roadhawk in-car video cameras?

Regarding the letter from NB asking about forward-facing in-car video cameras, may I suggest you look at the Road Hawk camera system? It is a compact unit with a windscreen mount that fits neatly behind...

Should I use the Honda Happiness Accident Assistance service in case of an accident with my new Honda Jazz?

I recently purchased a Honda Jazz 1.4 automatic, my second in a row and as you say ""a very nice little car”. In view of recent letters in your column, in the event of an accident, is it OK to contact...

Can I suggest that your readers warn their insurers immediately of anything suspicious which could be a scam?

My daughter and I run a small business delivering livestock feed in the South East using Land Rovers and trailers. We each cover around 30,000 miles per year. Some months ago my daughter returned to the...

How should I proceed to claim for damage done to my Skoda Octavia after my friend's tree fell on it?

I would be extremely grateful for some advice on how to deal with an insurance claim for our car. Our Skoda Octavia Estate was parked on our friend's drive during a social visit yesterday when a tree fell...