Ask Honest John

Most recently answered insurance questions
My beloved 10 year old Ford Galaxy has been 'written off' by my insurance company as an uneconomical repair following a non-fault accident. Basically my car was driven into whilst parked and unattended...
I had a minor low speed bump with another car at about 1mph. The female driver was fine about it and we exchanged details. A few days later I received another call from my insurers to say that she had...
In the light of many comments in your column regarding ever-increasing car insurance premiums, and also in the press, I though you might be interested in my insurance renewal notice. I am insured with...
I'm on the hunt for an economical diesel estate with good performance. Is there anything that comes close to the performance/mpg/tax band/insurance group combination that one appears to get from the pre-2010...
I recently got another 3 points on my licence. I now have 9. I'm 27 with only 1 year of no claims. My current car is an Audi a4 1.9 TDI Avant (1999), which is great for fuel economy but I'm pretty sure...
I changed insurer recently when I changed my car. I had two separate policies with the first insurer. When the first insurer provided a letter to prove my accrued NCD, the letter was specific about which...
I insured my Mercedes SL in December 2011 with Lancaster Insurance and paid the annual fee in full at inception. I sold the car in July and notified Lancaster of this.I am not replacing the car. They have...
Two cars, a Volvo S80 V8 and BMW 125i Coupe. Volvo insured my name, husband full no claims. BMW insured wife's name, full no claims. Wife failing eyesight does not wish to drive any more. What do we...
Three weeks ago I met up with a friend for a round of golf at a very exclusive golf club in Surrey. I parked in their non-members car park without incident and even played a reasonable round of golf. I...
I have just purchased an Audi A4 Allroad and was pressurised into considering Gap Insurance. Thanks to your warnings, I declined. The exact same product, for which the dealer wanted £550, was just £139...