Ask Honest John

Most recently answered insurance questions
Do you think alloy wheel and tyre insurance is a good idea? If so, can you suggest a reliable contact to buy it from?
You have often advised against protecting no-claims discounts as companies price in your claims history anyway. How about this: I recently renewed my insurance through a comparison website and chose Hastings...
I have a collector's multi-vehicle insurance policy through Footman James, which I have held for nearly 20 years. This policy allows only one modern car, which currently is a Lexus LS430 - a lovely and...
My mother-in-law is gifting her 12-year-old Yaris 1.0 to my 23-year-old nephew with no driving experience. She has also recently moved house so need to change details on the V5. The Yaris will only be...
My family are visiting from NZ for 10 weeks from July. They are borrowing my car and I would prefer they cover insurance themselves. Can they buy three temp insurance policies to run one after the other...
Last week a driver ran into the back of my MX-5. There is no major dent (one or two dings) and a few scuffs which may polish off. I have had previous experience of insurance company "approved repairers"...
My partner and I both have max no-claim bonuses but we are reducing from two cars to one. We can continue with one insurance policy with the partner as a named driver but how does the other one maintain...
Looking to buy a Suzuki Swift, but on a vehicle check app (my car check) it says "this vehicle may be recorded as a write off, however it has undergone a plate transfer" and "recorded as having passed...
Whilst driving my Honda Civic (having comprehensive cover for his own car but driving mine with my permission and covered third party by his insurance company), my husband was shunted twice from behind,...
I was in a shunt with the car in front, max 15 mph. My vehicle was driveable. 50 miles later there was smoke from oil burning on exhaust manifold, with oil sprayed all over the engine. Oil was 1/2 way...