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Accidents and paying back finance 23 Jul 2012 (Ask HJ)
I was hit from behind yesterday whilst stationary on the motorway, and it looks like my car will be a write off, thing is I have around £12,000 still owing... -
Downgrading! 11 Apr 2006 (Forum)
I'm seriously thinking of handing my Mitsubishi Carisma back to the finance company as they have a return policy at every quarter of the balance on the finance agreement. It's an OK car but I would rather have £200/month in my pocket than drive it. If I was to do this I'd be looking for a cheap -
Mazda 2 Sport - Buying a new car with 0% finance but no discount 18 Dec 2012 (Forum)
A Mazda dealer is offering a choice of two 0% finance deals over two or three-and-a-half years with either £1,000 or 50% up front on a new Mazda 2 Sport but is refusing to budge over the £13,000 list price. Is this a good deal, or should I push for some discount? I have -
How can I check whether finance is owed on a car? 13 Oct 2012 (Ask HJ)
Can you tell me how I find out if there is any finance outstanding on a car I am thinking of buying? -
Black Horse Car Loan 10 Nov 2010 (Ask HJ)
I'm currently with Black Horse Finance in a 5 year loan contract for a car. I'm currently just over 1 year into the contract. With regard to me wishing... -
Drive the deal and dealer finance 1 Oct 2010 (Forum)
Hi, We have pretty much made the decision to by a new S-Max as our old Galaxy has given up the ghost and although I have always been wary of financing cars, I am willing to do it for the peice of mind of a new, warrantied car. After shopping around, it would appear that Drive -
Vauxhall Vectra C (2002 - 2008) - HPI check - outstanding finance 27 Jan 2009 (Forum)
take his word for it that he'll do this! Worst case scenario - I buy it and he doesn't pay off the debt; presumably the finance company can repossess the car from me with absolutely no comeback!? I'm very tempted but don't want to get stiffed (but at the same time he seems decent enough). Given -
Rejecting a car over a dashboard rattle 28 Jul 2014 (Ask HJ)
I recently rejected a car after the dealer refused to fix a dashboard rattle under warranty. Te rejection was within six months of purchase, but the dealer... -
Web finance companies 19 May 2008 (Forum)
Can anyone tell me if there is any tie up between the leasing companies: newcar4me, finance4cars and broker4cars? The websites look similar as do the prices,... -
Please warn your readers to repair lease cars fully before returning them to Mercedes-Benz Finance. 20 Nov 2010 (Ask HJ)
I have recently returned a Mercedes-Benz SLK at the end of a two-year lease through Mercedes-Benz Finance. I carefully studied the Vehicle Return Standards... -
Do I need Gap Insurance? 16 Feb 2018 (Ask HJ)
Is Gap Insurance worth having? -
I have retained my vehicle after it was declared a Cat N - do I need to tell the DVLA? 29 Apr 2024 (Ask HJ)
I have agreed to retain the salvage of my vehicle after it was declared a total loss category N. The third party insurers have paid out the agreed settlement... -
Do any manufacturers offer free insurance on new cars? 5 Jul 2018 (Ask HJ)
When searching for a good small used car for my 19 year old daughter in 1996, we found that the brand new Citroen Saxo came with two years free insurance,... -
What type of insurance do I need to cover taxi drivers and hire cars? 1 Feb 2017 (Ask HJ)
I'm planning to buy two new cars on HP to hire out to minicab/Uber drivers but I'm not sure if this is allowed. If it is, can you please advice on what... -
What is the point of 8,000-mile contract limits? 9 Aug 2022 (Ask HJ)
How can it make sense to spend several hundred pounds per month plus a four figure sum in initial payment to finance a car with an agreed mileage of just... -
Advice Needed 14 May 2018 (Forum)
Hey guys, I'm in need of some advice as I'm in a real pickle. I bought my car on finance two years ago with two more years to go. The car has developed a fault and my local mechanic thinks is a problem with either the EGR valve or Turbo and has quoted me anywhere between -
How do I get a new logbook? 22 Mar 2017 (Ask HJ)
I bought a car which has now had a crash. I can't find the V5C logbook and the scrap company can't scrap it as the previous owner still has outstanding... -
Plus flaws? 19 Sep 2010 (Ask HJ)
I'm confused over two cars. Which is the better buy / value for money and economy? Golf Plus SE 1.4 TSI 122PS man 6-speed 5-door Cash or 0% finance £18,275.... -
Skoda Fabia - SOLD FINANCED VEHICLE BACK TO DEALERSHIP PROBLEM 6 Aug 2010 (Forum)
SOLD MY NEARLY 3 YEAR OLD CAR BACK TO SKODA DERLERSHIP - WE AGREED A PRICE SIGNED DOCUMENTS V5 SENT OFF, THEY CONFIRMED THEY WILL PAY THE REST BACK TO SKODS FINANCE, GET A CALL 2 WEEKS LATER SAYING DUE TO THE AMOUNT OF WEAR AND TEAR TO THE VEHICLE AND THE WORK THAT NEEDS DOING THEY NOW DON'T -
VW Golf - Outstanding finance 31 Oct 2020 (Forum)
I’ve put a £250 deposit for a 2016 VW Golf. I just did an HPI check and it has outstanding finances flagged. Does anyone know if it’s possible that no OF are still there and the flags just not been taken down? I’m in a pickle on whether to inform the car garage selling it or call those potentially
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