Low insurance for 23-year-old

My son is 23 years old and has 4 years no claim bonus wants to buy a second hand car up to max £2000 with hatch back as needs a roomy boot which are the best for insurance purposes?

Can't find out my total NCD

Is there any way I can find out how many years no claims bonus I have for my car insurance? I have had several different insurance companies but I have lost all of my paperwork.

Confusing NCD

Back in 2009 I took out car insurance with 6 years of NCD. That year I then had an accident which was my fault. I am now ending my second year with that company (no accidents in this last year) and they...

If an insurance company appoints an accident management company, is the insurance company responsible for their actions?

It appears that following an accident, my insurance company may appoint an accident management service. If this happens, I would expect that the insurance company would take some responsibility for the...

Insurance - old named driver accident penalising me

A few months ago, my sister-in-law hit a cylist on a zebra crossing. It was night, dark and he did not dismount or have any lights so she did not see him. She was driving my car as a named driver on the...

Denied reponsibility

Last November (2010) a car skidded into the back of me on a wet road. The driver admitted responsibility and we exchange insurance details. My son who was in the car with me witnessed the whole thing. The...

Why do drivers assume that no-claims discount protection means their premium will not increase after a claim?

Normal NCD goes: 30 per cent discount for your first claim-free year. 40 per cent for second year, 50 per cent for third and 60 per cent for your fourth year. But some companies have different scales....

Does my MoreTh>n insurance policy really offer a protected no-claims discount for life?

I have a maximum "No Claim Discount Protection for Life" with my MoreTh>n policy. But I have always been worried that, although I would not lose my no-claims discount following an accident, my premiums...

Why has my insurance premium increased by 40 per cent despite having protected no-claims discount?

I have just had my renewal notice from my insurance company who to date I have highly regarded. I am 64 years of age and up until last year had 46 years without a claim, but last year made a claim for...

Car insurance excess

I am wondering, in the event of a car accident, i.e. if I went into someone and they claimed on my insurance, would it be me who pays the excess or them? Also, what about no claims bonuses? If someone...