Ask Honest John

Most recently answered no claims questions
I've been living overseas for a few years but am not back in the UK. Before departing I held full no claims discount for a number of years and have maintained full NCD since but the level is capped at...
How and what do insurance companies base their premium calculations on? It is becoming obvious that they are not insuring the car, but the driver. To add to the confusion, they do not seem to insure the...
We recently bought a 2008 Volvo V50 SE Lux as a replacement for my wife’s 1997 Volvo S70 CD. The new car has a 2.4i petrol engine, whereas the old one had a 2.5 turbo petrol engine. I spent many hours...
I have a 2005 Mercedes-Benz SLK 350 7G tronic with 68000 miles and have an Aviva multi car policy with my Kia Sportage. Now we have come up for fully comprehensive renewal and for both cars they want £497...
I have been abroad for some years and drive as the named driver on my wife's policy when in the UK so I don't have any NCB of my own. Now I have repatriated can you please advise if I can get any introductory...
My son started a gardening business last year and insured a Renault Kangoo Van for £360. It is his first vehicle despite him being 45 years old. This year we were expecting it to reduce with one year's...
I'm comprehensively insured as the sole owner and driver of a 2005 Jaguar S-Type. I'm 77 years of age and have maximum protected no-claims. I fancy some top down motoring this summer so found a Volkswagen...
My husband bumped my Land Rover into a bin. The side door is dented and has a large scrape on. What would be cheaper, to claim on the insurance (I have nine years protected NCD) or pay for the repair independently?
Is it worth paying £17 to protect 14 years of no claims bonus when renewing my insurance?
My husband and I are named drivers on each other's insurance policies. My husband may get a driving ban, what do we need to do about the policies? I can take him off mine but the other car is in his name....
 

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