Ask Honest John

Most recently answered insurance questions
Does the insurance company have the right to take my car away for inspection for repair after my accident? I asked if I could take it to their authorised repairer myself, they said no. If I don't let them...
I am the registered owner of car No 1. My wife is the registered owner of car No 2 which is a low mileage 19 year old Renault 5 with very little cash value. We are trying to sell Car no 2 and the registered...
I put down a £350 deposit for a car that is now showing up as stolen and recovered. The garage I was buying it from is insisting that its check through HPI is clear and will not consider either reducing...
Recently my daughter was involved in a road traffic incident on a straight section of two-way traffic B road. The vehicle approaching my daughter veered on to her side carriageway and she had to take evasive...
Someone ran in to the back of my 11 year old Toyota Corolla, and put it ‘beyond economical repair’. I’ve had the car from new in 1998. The insurance company want to offer me book value, but my argument...
During the past year my wife, a named driver on two policies, suffered 2 no fault incidents. In both incidents the other drivers paid for the damage. My wife out of courtesy informed her insurance company,...
My son recently had an accident with his first car. The other driver admitted liability and his insurance agreed to settle the claim. Unfortunately the car was deemed 'uneconomical to repair' and an offer...
I am a motor insurance claims investigator and have noticed a sharp increase in spurious personal injury claims arising from minor road traffic incidents (particularly from Asian and Eastern European...
I had an accident a few weeks ago now, where someone pulled out of a minor road and pranged into me. It was all amicable, I put it through my insurers (peace of mind) and they put me in touch with a company...
I am taking advantage of the scrappage scheme to trade in my N reg Peugeot 106 to buy a Hyundai i20 on 1 September. My insurer refuses to amend the value of my Peugeot 106 and says it would (in the event...