Ask Honest John

Most recently answered insurance questions
My son recently had an accident with his first car. The other driver admitted liability and his insurance agreed to settle the claim. Unfortunately the car was deemed 'uneconomical to repair' and an offer...
I am a motor insurance claims investigator and have noticed a sharp increase in spurious personal injury claims arising from minor road traffic incidents (particularly from Asian and Eastern European...
I had an accident a few weeks ago now, where someone pulled out of a minor road and pranged into me. It was all amicable, I put it through my insurers (peace of mind) and they put me in touch with a company...
I am taking advantage of the scrappage scheme to trade in my N reg Peugeot 106 to buy a Hyundai i20 on 1 September. My insurer refuses to amend the value of my Peugeot 106 and says it would (in the event...
My wife was involved in a collision in January, a no fault claim where the other driver admitted liability and there was a witness to confirm this. We value the car at about £1,000, the damage is cosmetic...
My husband and I were in bed on Feb 2nd 2009, the day of the really heavy snow, with our car parked in front of our house. We heard a commotion outside and when we looked out a foreign lorry driver in...
In 2005 my motor insurer paid for repair to my car, which had suffered damage whilst parked in a French town. As there was no third party I forfeited my policy excess. In 2007 my car was rear end shunted...
I have been involved in a non-fault crash where the third party has driven into me at maybe 35 – 40mph, when I was stationary in a queue of morning traffic. The police were involved and she is being prosecuted...
A young man of about 21 has just run into the back of my mother's 2003 Skoda Octavia car on a level crossing. He was very pleasant, apologized and admitted that it was his mistake. He pressed the accelerator...
My daughter is in a slightly similar situation to T.F. In February she was pulling out of a side road (you have to edge out as there are cars parked on both sides of the main road and you cannot see)....