Ask Honest John

Most recently answered insurance renewal questions
Is there a scam going with the automatic renewal process of existing car insurance policies? I ask this because having received my automatic renewal letter from LV insurance I attempted to contact them...
My wife had a non-fault accident (a third party drove into the rear) in the family car, which I own and is insured in my name with her as a named driver. I have a fun weekend car and motorbike. When I...
It's coming up to my insurance renewal and I'm getting the usual quotes. One question I always struggle with is when they ask who is the main driver. I and my wife are named on the policy. My wife drives...
I had a windscreen replaced by my insurer three years ago. I recently searched for new insurance and was asked if I had a claim in the last five years. Should I say that I have claimed for a replacement...
I recently had another driver intentionally drive across some of my possessions in a car park. He admitted to seeing them as well. I made a personal claim against the other driver's insurance and his wife...
My car is insured with my wife as the named driver. I recently made a claim, which was my fault. My wife's car is insured with a different company than mine, with myself as the names driver, even though...
If I have Protected No Claims Bonus with an insurance company but I then make a claim, what happens if I switch companies at renewal? Will the new company regard me as having no claims or do I have to...
Last July I insured my car for £240. This year, with no changes to my circumstances (other than the value of the car having reduced) the renewal quote was £380. I’m fully aware of how insurers tend to...
A guy drove into the back of my old trusty Volkswagen while parked and unattended outside of my house. The amount of damage has been enough to be declared a write-off. The driver wishes to pay for the...
My multi-car insurance policy is coming up for renewal with Aviva, who I have been with for years. My renewal is £447, so I went online and found LV's multi-car policy is £346 for virtually the same cover....
 

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