Ask Honest John

Most recently answered insurance questions
Last week I was hit from behind by a driver who got out and apologised for having dodgy brakes. She would only give me a phone number and said she would call me once she got to work with all her insurance...
Can you let me know what is the best car for a 17-year-old, especially with the insurance part of the bargain being so high?
I have a BMW E46 and I'm planning to get my ECU remapped. Do I need to inform my car insurance provider? If I do, will they increase my premium? What if they refuse to add my modification? Do I have any...
Our daughter will shortly be 17 and will learn to drive. We currently have a two-year-old Touran and a six-year-old MINI Cooper soft top. We assume both would be horribly expensive to insure for our daughter....
I recently had an accident with an ambulance and my insurance company has written off my car under category C. Today I found out they have given my car to salvage without even telling me. They didn't even...
I will be hiring a car in the US in September for one month. Exactly what insurance cover do I require and what should I say "no thanks" to? The jargon used by the companies is confusing.
Is it possible to claim for an increase in premium as a result of non-fault accidents? My car was involved in two non-fault accidents, one in December 2008 and one in February 2009. In both situations...
Every year I try and buy my car insurance online. Problem is, when it comes to the specifics of my car it never appears on their drop-down list. Who creates this information, and how can I have my cars...
I recently had an accident in a works van so my boss accordingly made a claim to cover the cost of the damage. Do I have to declare this when I renew my own private insurance, as the claim was made on...
Last week a car drove into the back of my daughter's Fiat Cinquecento. The driver, whose details we have, stated that he would pay the cost of repairs, estimated at about £350. The driver has now decided...