Ask Honest John

Most recently answered insurance questions
My car is insured with National Farmers Union Mutual. The renewal is due and the price is up by 50 per cent with no change at all in my circumstances. I have queried this and they say all insurers have...
What is your opinion of plug-in diesel upgrades kits for increased mpg? Bearing in mind the high cost of diesel, are they worthwhile? How many miles would it take to recoup the initial layout cost? If...
My Third Party, Fire and Theft car insurance renewal just came through with a significant addition for legal expenses insurance. Is this something I should take? Or is it just the insurance company "selling...
Your readers should beware of what has become of a certain big name motor insurer. In my experience they are friendly and helpful when they are taking the money but when you have a claim they will screw...
My Volvo S60 was recently involved in two accidents within a space of a month, both times involving my 28-year-old son, who is a qualified driver and on the insurance policy. The first time was when the...
Would fitting winter tyres affect the validity of my car insurance, as I will have changed the original specification?
Following the horror-story reports of insurers charging extra premiums when notified that people fit winter tyres and wheels, thought I'd just add a bit of good news. When I rang Mercedes' insurers (Aviva)...
I am thinking that to have a spare set of winter wheels and tyres would be a good idea, as I have heard they are much better for grip and braking at temperatuires below 5 degrees. My S-Max 2.2 Diesel...
Unbelievably,my insurance company told me that I would not be insured if I changed my normal tyres (rated 91W) for winter tyres (rated 91H). H rating is, I believe, up to 130mph so improving my roadholding...
My fiancee has previously been paying approximately £500 a year to insure her car. In October she unfortunately suffered a collision that resulted in her insurance company, Elephant, writing off the car...