Is it worth paying for protected no-claims discount on my MINI Cooper D's insurance policy?

For years I have always paid to protect my no-claims discount, luckily without having to make a claim. The insurance for my MINI Cooper D is due soon but friends are telling me that this protection is...

Should I inform my insurance company about a minor accident where my neighbour hit my car?

My neighbour reversed out of his driveway on Saturday and hit my car, which was parked on the highway. He is full of remorse, admits full liability and is going to submit a claim through his insurance...

Why did a minor repair to a Caterham that I hit with my Volvo V40 cost over £20,000?

My Volvo V40 2001 is due for insurance renewal and like any wise fellow I checked first on price comparison websites. But as I had reversed over a Caterham last June in a petrol station (easily done) I...

Why did my insurance premium increase when I removed my wife from the policy?

I have just spoken to two insurers concerning my motor renewal premium. As I own two cars and my wife never drives the car I am about to renew, it seemed to me that it would be worthwhile limiting driving...

New SORN regulations?

Any comment on the new legislation re all vehicles have to be taxed unless SORN'd? Scenario: I buy another car but have not yet sold my 'old' car. It's taxed & MOT'd and sat on the drive, not in use....

Which wheel size should we specify with our new BMW X3?

Long gone are the days when the only decisions you had to make when ordering a new car were colour and model. We recently spent several hours deciding on the options/packages for a new BMW X3, a pleasant...

Could you recommend a reliable, economical car for our student daughter?

After reading your column we purchased a FIAT Panda for our two daughters to learn to drive. We have owned it for four years and it has proved an excellent choice. Our older daughter is now 21 and is due...

Dropping insurance costs

A neighbour's daughter has at the age of 18 passed her driving test, she has an old S plate Fiesta as her car and was quoted £1,500 for her third party insurance. She asked the broker what she could do...

Why are excess charges so high on independent annual excess insurance policies for car rental?

I have often used independent annual excess insurance cover for car rental. This is a useful money-saver if the hire extends for more than a week or two. Recently I booked two 'compact' cars for Australia,...

Why has my insurance premium increased following a non-fault claim?

My wife had an accident and wrote off her own car, and two others. One of the other cars was mine. She had protected NCD (75 per cent). I claimed for my damage against her. Despite her NCD remaining at...