Ask Honest John

Most recently answered insurance questions
Back in 2009 I took out car insurance with 6 years of NCD. That year I then had an accident which was my fault. I am now ending my second year with that company (no accidents in this last year) and they...
I took an insurance policy with eCar for myself and two sons. I was asked to provide copies of driving licences (both parts) for all named drivers. I have provided everything except elder son's photocard,...
Can an insurance company stipulate a garage for accidental repairs? I have used my garage (Honest John recommended) for years.
Yesterday whilst stationary, waiting to join ferry at Dover my 3 month old Ford C-MAX was hit by a Polish lorry which seriously damaged and ripped the whole near side, including the wheels. As the damage...
I had an accident last week and my car was written off. I'm v. worried as I only passed my test 11 months ago. I am a responsible driver (aged 35+), but my friend's car lost power on the M25 and I was...
Our 18-year-old granddaughter recently passed her driving test. The family's second car is a basic MINI but when her parents tried to add her to their insurance the premiums quoted were prohibitive ranging...
I had a fire in my Peugeot 407 which is now 13 months old. We bought it in February 2011 from the garage secondhand. We have a warranty that still has two years on it. The fire was caused by cross contamination...
I attend hospital five days a week, Monday through Friday for essential radiography treatment, a round trip of some 75 miles. I drive a Toyota RAV4 D-CAT 4x4 that is just six weeks old. A few days ago,...
It appears that following an accident, my insurance company may appoint an accident management service. If this happens, I would expect that the insurance company would take some responsibility for the...
I have just renewed my insurance through Saga, and am surprised (and delighted) to find a clause that, in the event of a medical or motoring emergency, allows me to give permission to anyone to drive my...