Ask Honest John

Most recently answered insurance questions
I pulled out of a carpark and bumped the wing of a passing car. Their damage is slight and they do not wish to claim, but I have already reported it to my insurer and am awaiting an estimate for the work...
I have been told by Swiftcover that an accident I had was my fault, but they will not see my point of view and will pay out, then hit me with a premium increase at renewal. It all stems from an accident...
I've been trying to sort out car insurance for my Mum using internet insurance companies. I completed the information with my Mum present, but when I went to buy a policy the site (Swift Cover) said...
My wife received notification from claims handlers Transcare Solutions Ltd that her vehicle was responsible for damage to an Arriva North West bus. They operate in N.W. England. On this date she drove...
My 17-yr old son (recently passed) was driving my Seat Ibiza 1.2 and was hit from behind at approx 35mph. Damage is to the rear bumper and the other driver has admitted liability. My son has no whiplash...
It took me six months to find a Mercedes SLK in good condition with AMG bodykit and wheels. On June 9th 2011 I bought locally a SLK 320 73,000 miles 3 previous owners, full AMG kit which had been fitted...
Your excellent column in Saturday's Telegraph exposes some serious issues, exemplified by MM of Hawick (13-08-11). Can you recommend a best procedure for dealing with an incident which requires car recovery...
Yesterday we got a letter from our car insurance company (More than - we have had our insurance with them for over 30 years), stating that "We have been contacted by a third party who has informed us that...
I was interested to read your letter headed ‘Decline and Fall’ in the DT dated Saturday 13 August. I had an almost identical situation arise as MM of Hawick which involved the same insurance company. Last...
How do I obtain a blank 'European Accident Statement' form in English? A contact at my current motor insurer says he has never heard of it in his five years with the company. The policy booklet from my...