Happy days?

I bought a new Honda Jazz in September 2010. It comes with Honda Happiness accident management cover. I am insured with Churchills. So if I have an accident, do I call Honda Happiness rather than Churchills....

Cost to change insurance

Can I draw your attention to something to consider when taking out car insurance: Don’t just look at the initial cost. Every time you make an alteration it can cost upwards of £30. This would include change...

Toyotal protection

I'm awaiting the arrival of my new top-of-the-range Prius. Toyota offers its own insurance, and if I've read your replies to recent letters correctly, you reckon this is probably better value because it...

Struck by likening

My stationery Audi A8 was hit by a bus while waiting to pull out at a roundabout. The police said because there was cctv fitted to the bus there should be no case to answer, and the bus company should...

Why don't drivers negotiate on their insurance premiums?

I recently received my renewal notice for a 2002 Rover 75 at £393.97 for two named drivers (my wife and I), both retired. After a phone call, to the company, we agreed that by reducing the annual mileage,...

Is it good practice to have a courtesy car included on my insurance policy?

I am somewhat confused by your advice to the effect that the inclusion of a courtesy car on one's insurance policy is a questionable benefit. I have just renewed my policy with Liverpool Victoria and have...

Valued assistance

I too have taken out extra 'insurance' for £50 that ensures that any damage to my new-ish car is handled by the dealer rather than the cowboys. It only supplements comprehensive insurance but includes...

Renewed figure

My car insurance with the RAC recently came up for renewal, the price jacked up by over £100 since last year. I went back to my old insurer, Direct Line, who gave a quote lower than the last time I insured...

Undercovered operation

I'll be selling one of our two cars soon. The insurance on the car is due on 01-11-11. I want to sell it before I have to renew the insurance. If I don't sell it before then, will it be possible for me...

Was I right to refuse a guaranteed courtesy car with my insurance policy?

I have read your comments as to credit hire and it was something I took into account in renewing with a well-known mutual. However the guaranteed courtesy car was an add-on extra which I refused. I thought...