Ask Honest John

Most recently answered insurance questions
I’ve just been the victim of an attempted scam. I received a phone call from a woman stating she was checking my automatic insurance renewal. She gave me lots of correct details about myself, my wife and...
I have a 1.4 manual Jazz and would use the services of Honda Happiness Accident Assistance if the need arose. However my current insurance with Sainsbury’s Finance includes amongst the excesses: “Repair...
Should I reduce my insurance due to the age of my 13-year-old Ford Ka? I have fully comp, legal and no-claims discount cover for £250. Very occasionally my son, who has his own car insurance, drives it,...
I am a fairly young driver at 20 (turning 21 soon). I've got to the point where I want to buy my second car and want it to be a nice sporty looking car, without too much performance so that I don't get...
My son will soon be 21 and I would like to buy him a vehicle for his birthday. It would be used for work and pleasure purposes. He would like an American-style truck for the street cred, the comfort and...
Both our cars are due to be re-insured. I used to take out the insurers legal protection but after reading your column in the Telegraph last year I took out a policy with AutoLaw. Have just checked the...
I was recently hit from behind while in very slow moving traffic resulting in rear damage. The other driver admitted liability, toyed with paying themselves then asked me to go through their insurance....
I work in insurance as a freelance accident investigator and confirm that insurers are in a chaotic mess of inefficiency. I have just ordered a car video recorder the size of a satnav which sticks onto...
I need an extra set of wheels and tyres for winter use on my Rover Sterling. I have a spare set of Vitesse wheels, so it makes sense to use those rather than try and buy new. However, the Sterling tyres...
Having financially supported our daughter’s driving since she passed her test two years ago, her lack of work will result in us not paying to renew her road fund licence at the end of January. What are...