Ask Honest John

Most recently answered insurance questions
How about this for a cheeky insurance renewal rate? I have been insuring with a leading insurance company for many years. I received a renewal notice for £594.45 for my Mercedes. A quick call to LV resulted...
The insurance renewal on our car coincides with the road tax, which surely can't be unique. Although the DVLA website encourages early renewal and the online checker confirms that the car is insured, it...
I have heard from my insurers that CAA Claimsline claim that my car was involved in an incident: “You have hit their client's vehicle” and “do you accept fault?”. No such incident or accident occurred,...
There are a couple of errors in your reply about transferring a reg from a crashed car. Firstly, you wrote, "You cannot transfer a plate from a write-off". It is possible to transfer a plate off a write-off....
A few weeks ago, I read in your column something that confused, and worried me, as I had just changed my car insurance supplier. I always understood that you were in favour of shopping around for the cheapest...
About 6 months ago I opened the passenger door of my son's car and it tapped the van parked next to it. It only made a tiny dink but the man said he'd have to talk to his company to see if they were going...
I was recently caught on camera doing 38mph in a 30mph limit area. The police authority offered me a speed awareness course at £90 with zero points or a £60 fine with three points on my licence. I chose...
The subject of Accident Management Companies often crops up in your column. I consider that car owners can do much to put these parasites out of business by insisting that their accident-damaged cars be...
One point you have missed in your recent replies about insurers is the 'preferred repairer'. What happened to the old method of providing three independent quotes for the repair to the insurer? Surely...
I am hiring a car through Ryanair in May for 10 days for driving in Spain and France. There is a large excess payable should one be involved with a claim. Rather than take out super cover, which is very...