Minor collision - who is at fault?

I was parked on a road, off side of the car to the pavement. To leave my space I checked my mirror and reversed into an empty space behind me. I hit a car that was driving forward into the space. She...

Insuring a car owned by someone else?

Are you able to advise re a suspected side effect of insurance companies' measures against "fronting"? An elderly neighbour's car is owned and registered to him. He has not driven for several years and...

Insuring a young driver on one of our cars?

We are thinking of insuring our 21-year-old step son one of our cars for him to drive (it is a "second" car as both myself and my partner use two other cars on a daily basis for work). The car will be...

Why does my insurance company require my V5C two years running?

Last year I received a letter from my insurer threatening to cancel my policy if I failed to send them a copy of my V5C within seven days. I complied and asked for a confirmation. I did not get any further...

Why isn't insurance risk rated against shoe size?

If insurers are no longer allowed to charge women lower car premiums than men under EC law, why don't they use shoe size instead? It is highly-correlated with sex and therefore actuarially almost equivalent.

Insurance 'write-off' with Hastings Direct

I had an accident on the M25 two weeks ago, driving into a large lorry tyre, dropped by a lorry. Highways Agency attended and told me to give the lorry details to my insurers as it was clearly their fault....

Can you warn your readers who borrow expensive cars about the potential costs if the car breaks down?

It’s vital that drivers of other people’s cars know that if you borrow another persons car or test drive that car you owe the owner of the car a duty of care. In a recent case in the high court, Mark Hales,...

Why doesn't no-claims protection prevent your premium being increased?

You may be interested in something that I did not until now realize, and I suspect most people are not aware of, in connection with the extra insurance that they can take out on their motor policies for...

My brother-in-law knocked down a pedestrian and was unfairly classified as 'Driver error'. Can this be altered?

My brother-in-law knocked down a pedestrian. He kept his insurance company informed (LV) and had to make a claim to rectify the damage on his car. The police investigated and classified the accident as...

How can young drivers protect their insurance premiums?

I am a Northern Irish male resident who holds a full motor vehicle and motorcycle driving licence and have seen your recommendations for cars for a 21-year-old. I have just turned 22 and have been in a...