Ask Honest John

Most recently answered insurance questions
Over the weekend my wife and I were given an insurance quote of £1525 on a new car we were thinking of buying. I'd forgotten that she had three points on her licence (code TS10) from when she went through...
I learned in April 2013 that my then insurer had paid out on a claim from someone who alleged I had damaged their vehicle in 2011. I was not aware of this claim, still less given an opportunity to contest...
I am very confused. I have a 10-year-old Fiesta that I am also now using to carry all my gardening equipment, plants and sundries in. Three years ago, I became a part-time, self-employed gardener. I now...
I was in a shunt with the car in front, max 15 mph. My vehicle was driveable. 50 miles later there was smoke from oil burning on exhaust manifold, with oil sprayed all over the engine. Oil was 1/2 way...
Recently I was rear ended whilst pulling onto a roundabout. I was in the queue at front, started to pull out then realised a car from the right was going much faster than first aticipated. I applied my...
Someone recently reversed into my parked car, denting two of the doors. I reported it to my insurance company and they sent out an assessor last week. I received a call yesterday from the incident management...
Some 6 months ago my daughter was stationary in the outer lane of an urban dual carriage way waiting for the car in front to turn right. A commercial vehicle in the inner lane side swept her causing extensive...
Are 'black boxes' fitted to cars for young drivers good or bad?
Is any official record being kept of all the immigrants’ foreign cars at present on our roads? Are they too subject to MoT tests? One hopes the drivers have valid motor insurance, driving licence, road...
I have just received my insurance renewal and am being asked to state any accident not claimed for. A car bumped me from behind, damaging only the bumper. He paid the complete respray bill. Is it a legal...