Ask Honest John

Most recently answered no claims questions
I'm a driving instructor and have had the use of the school's car for the last two and a half years, hence no insurance in my own name. I now need to insure a car but find my NCB has evaporated. I have...
In February my daughter borrowed the family Fiesta as her University placements would have been impossible to get to by public transport. The car is insured in my wife's name, and she is a named driver....
I have been living in the Cayman Islands for the last three years and I have a 60 per cent no-claims discount. I am moving back to the UK and have been trying to get insurance, but a lot of the insurance...
Today I received my car insurance renewal and was asked for a 25% increase in premium. This in spite of having nine years 'protected' no-claims discount. I have been driving since 1963 and have never had...
On 7 April 2010 I had a car accident (not my fault, and the third party accepted liability) and my car got written off as a Category 'D'. I went direct to the third party insurers through my solicitors,...
Can you recommend a good broker/underwriter for me. I have been a named driver on my wife's car insurance policy since 2006, when I sold my car which was insured under a policy in my own name. I had at...
I have 7 years no claims bonus on a Hastings Direct policy that lapsed on 16th March 2008. Since then I have been a named driver on another policy. During this time there have been no claims on this policy...
I run and insure three cars and, until 2009, had no claims for 37 years and no convictions. I had a Discovery insured by Saga with protected no-claim bonus, written off by fire in April 2009 and a similar...
My insurer of 23 years recently sent me my formal car renewal notice only a few days before it was due, despite my requests a month prior. In that time, they also refused to produce proof of no-claims...
I’ve a second car with two years' NCD. The policy runs out at the end of June so I should now have three years' NCD at renewal. Last November, I’m driving home and a pedestrian runs off the road and clatters...
 

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