Ask Honest John

Most recently answered insurance questions
I have just bought a 2002 Ford KA for my soon-to-be 18 daughter and wonder what insurance company you could direct us to. I realise that the premiums are going to be steep but would like to mitigate the...
We are soon to go to Spain on holiday and have bought a package, which includes car hire and insurance. I have heard of some scams being employed by foreign insurers and am worried I’ll get ripped off....
My 28-year-old daughter is about to inherit a 2000W Fiesta 1.2 Zetec with 60,000 miles. What value would you say it is for insurance? I imagine it would be £500 - £1000, in which case is it worth insuring...
My wife and I regularly do house swaps for the whole summer. This year we are off to the States and as part of the deal we are swapping cars. However, our insurer would not add the American visitors to...
What exactly is a no-claims bonus? My wife has recently bought a small car and applied for insurance quoting a full no-claims bonus. For the last four years she has been a named driver on my Motability...
I have a brand new Mazda CX-5 2.2d Sport Nav, due to be delivered in the next couple of days so a couple of questions please? a) Regarding insurance and the Mazda 3 year warranty, should we buy the specific...
My car was written off. I've agreed to buy a new one, delivery originally expected on Monday 2nd, now delayed at least two weeks. Dealer is going to put me into one of their cars until my new one arrives....
About 2 years ago a Land Rover reversed into my parked vehicle. The matter was settled by the other party's insurer who specified the local repairer. A new bonnet was fitted amongst other parts and the...
I have a friend who is a counsellor, and she told me last week that some of her clients were referred to her by solicitors acting on their behalf after a car accident. In some cases the clients were fine...
My wife is buying a used car from a franchised dealer and, as expected, the sales pitch for various extras was employed. Life shine car protection: £350. Gap protection insurance: £399. Another insurance:...