Lost documents

Can you help with a problem I have very recently been presented with by my current insurer please? I have been asked to prove that I have in excess of 9 years' NCD. My previous insurer only wanted...

Car crash insurance claim

On Sunday my car was backed into in the church car park. The driver of the other car left a note on the windscreen giving her phone number saying she was sorry and would pay for the damage. I rang her...

No claims bonus query

My wife has been a named driver on my car insurance for 15 years. She has been driving for 35 years. She had full no claims discount on her previous car 15 years ago. This has now lapsed, will any insurance...

Is it worth paying for protected no-claims discount on my MINI Cooper D's insurance policy?

For years I have always paid to protect my no-claims discount, luckily without having to make a claim. The insurance for my MINI Cooper D is due soon but friends are telling me that this protection is...

Why has my insurance premium increased following a non-fault claim?

My wife had an accident and wrote off her own car, and two others. One of the other cars was mine. She had protected NCD (75 per cent). I claimed for my damage against her. Despite her NCD remaining at...

Classic car insurance policy means I haven't built up a no claims discount

I have for many years only driven a classic car , Renault 9, with an agreed value. The time has come to replace this car for a secondhand Renault Clio, as I can't afford to keep restoring this and my Triumph...

Why can't my wife use her no-claims discount on a second car?

My wife recently took over ownership of our son's car as a second car, but when insuring it was told her no-claims discount on her main car of some nine years wasn't transferable to the second car, and...

Why did my husband's insurance premium increase after a claim, despite having a protected no claims discount?

My husband has a Mercedes-Benz ML270, six years old. Last April he made an insurance claim, having damaged the front bumper and wing by driving into the gate across our entrance. The estimate we had was...

Can my daughter build up no-claims as a named driver on my wife's Honda Civic's policy?

My daughter will start to learn to drive and will use my wife's Honda Civic. Is there a company which will enable her to start to build up no-claims bonus as a named driver?

Should my son cancel his car insurance when he goes away to university?

My son owns a Peugeot 106 1.1 Independence and is soon to go to university. His insurer will only allow him to cancel his insurance and get about £350 back from an annual policy premium of £940. Would...