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• unregulated credit agreements - help! 27 Mar 2008 (Forum)
  I want to hand the cab back as I am leaving the cab trade and moving abroad. After writing to the finance company, I have since found out that this is an unregulated agreement as the cost of the cab amounted to over £25,000. They are refusing to let me terminate this agreement without paying the outstanding money owed (I,e, the other half).
• Will a dealer accept 2 part ex cars? 5 Apr 2006 (Forum)
  obviously as per title we want to just have one car, i have a standard loan for my mondeo and she has car finance on her jazz. we want to basically get 1 car for the value of both of these cars on part ex (10k ish) (mine worth £4500 ish hers £5000 ish) how the hell do we do this i assume dealers will do anything for a sale?
• Private buyer at auction 23 Mar 2006 (Forum)
  Also, are these cars HPI checked or similar? What guarantee do I have of buying a car that hasn't got outstanding finance or been an insurance write off?
• Is this good value? 11 Jan 2006 (Forum)
  The car will be supplied with a 12 month warranty and they are asking for £4968.00 and have offered finance at 4.9% APR if we need it. First thoughts are that this is reasonable and it will get my wife on the first rung of car ownership. Any views from the backroom would be much appreciated.
• GAP insurance 9 Feb 2005 (Forum)
  As posted elsewhere, we're getting close to buying a new car. Haven't finally sorted the finance, but thought we would get the figures from the dealer as well as from everywhere else. The dealer is offering 'GAP' insurance. For a one-off payment of £4-500 (sorry exact figures not to hand), we are allegedly 'guaranteed' the difference between what we pay for it today, and what we get for it if it's a loss for any reason.
• New company car due 15 Jun 2004 (Forum)
  Just received the new company car package and its time to book the test drives and work out the finances. I'd would really appreciate any thoughts and particulary your experiences with any of the following as they all seem affordable when put through the number cruncher. I currently have a Mk IV Golf 1.8T, but it seems from a tax perspective that the new E4 turbo diesels are a no-brainer.
• Supermarket buying advice 6 Apr 2003 (Forum)
  5 miles on the clock, first registered 31/3/03, UK sourced (from a Ford main dealer based just down the road from where I work in Coventry - obviously looking for their new registrations bonus from Ford). Excellent price for 'new' car. Just taking time out to get the finances sorted out but just wanted to know has anyone had any recent experience with these guys and gals? Previous postings I could find have been favourable. Also am I likely to get anywhere if I push for extras in the final negotiations (mats/flaps/fuel etc.)?
• Seat Ibiza - Please help - rejecting a vehicle 4 Nov 2017 (Forum)
  Trying to reject a Seat Ibiza 2012 through Stoneacre. I owned a Fiat 500 on finance through them and returned for my second car. The day after purchasing it I noticed it was advertised on their website for 4995 when they sold it to me for 5995. I went back into the dealership to discuss and after getting my point across they said they would raise it as a complaint and come back to me.
• ford focus st250 - being sold a car with private plates 16 Sep 2013 (Forum)
  because his saying if the  dvla has put his private plate on retension my st is not registerd. to that plate anymore.   so im paying car insurance and car finance for a car i carnt use.  what would you guys do. as no one nows how long its gunna be.   sorry about the rabbling on and the bad grammer.  am i entitled to ask for a like to like vehicle. or my money back. ive had the car over 2 weeks now.
• Recommendations for BIG but economical estate pls. 7 Jan 2011 (Forum)
  Hi all.  Currently have a 58-reg 2.2 Tdci S-Max.  I can't afford the finance (or fuel, to be honest) on it any more due to job circumstances so I'm selling it, paying off the finances and getting something cheaper to run for a while. I work from home so do very few miles at present.
• ? - What family car 18 May 2016 (Forum)
  We are looking for something bigger and are torn between an suv and an estate and are looking to spend around 9-10k as we will have negative equity from the pug going on to any finance. Ideally we are looking for something that will give us at least 40 mpg and have a bit of ground ( i do a lot of hillwalking and drive on forest roads) clearance as well as a decent boot and plenty of leg room, also one that has a goid reliability and safety rating.
• Subaru Legacy - Vehicle Road Tax Refund. 24 Dec 2014 (Forum)
  We filled in the necessary paperwork and today I have received a one month rebate only,instead of the expected two ,obviously due to the salesman having no interest in me and my finances, so he has cost me £23.33 because of this new car tax system.(If he has been using up any fuel left in the car this of course is now illegal). Under the old system it was in my interest the post the tax disc promply so that the DVLA received the paperwork to allow the two months refund,yet another kick in the teeth for the motorist.
• When buying a car - Reception at dealerships 31 Jul 2014 (Forum)
  Mg, very enthusiastic, salesman knew his stuff (inasmutch as he could with a new make), happy to provide further test drives and immediately made agood offer/finance offer, very keen to sell.
• None - Wonga , pay day loans 19 Jul 2013 (Forum)
  Given that most of the borrowers are credit impaired ,isn't the charge reasonable ?. Consider also most of the borrowers cannot access finance through conventional lenders ,this is their only option . Finally it appears that these lenders make a large part of their profits by levying fees on borrowers who don't repay on time .So to often the borrowers don't even repay the small cash amounts they borrow .
• 2011 Volkswagen Polo - Insurance write off 27 Feb 2013 (Forum)
  Can anyone please advise on the best course of action as my friend was going to return the car shortly as it will have reached the half way mark in the finance agreement as she can no longer afford the HP and this situation has devastated her. Thanks for your help.
• The would you swap game 2 Oct 2011 (Forum)
  I tend to find round Surrey way i'd swap for about 40% of cars in car park. I think thats pretty good, and that my car suits my needs. Finances allowing is this a good model to tell you when to actually get a new car.  
• Car loan rejection after sale 31 Jul 2011 (Forum)
  Dear Forum members, I bought a car last month with finance arranged from dealer. Everything was smooth, but after three weeks the dealer came back saying the loan is rejected by the bank. As per his explanation the bank approved the loan initially based on which he sold the car.
• Alfa Romeo GT, 2004, 1.9 jtd - water pump failure, shredded cam belt 15 Mar 2011 (Forum)
  Cam belt changed at 46,000 miles on purchase of car. 5 months later and 4000 miles, water pump seized and shredded the cam belt causing £2000 of damage. claim against finance company was not up held as independent engineer reported that I should of heard a noise prior to the water pump seizing. Also the bearings would be put down to fair wear and tear.   never heard any noise, I have heard that they can seize suddenly.
• VW Transporter - Buying advice (again) 5 May 2010 (Forum)
  Now I must be mad to be considering the private option, but it is the right money and colour, but I beleive there is finance o/s, so how would I go about making sure I do a safe deal and not left hung out to dry so to speak, (apart from buying from the dealer)?
• Citroen berlingo van 1.9 diesel - blue smoke rev counter problem 21 Mar 2010 (Forum)
  They were polite yesterday but with a potential bill this big I'll be talking to customer services as this is just out of warranty & has a full VW service history. I have had 5 Golfs and this has been the worst , am certainly not buying another one. As the finance deal is ending I'm counting the days to handing it back- VW get a grip or you'll be losing your hard earned reputation for reliability & build quality! If anyone can advise me further please do.