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  • First car buying advice 22 Dec 2011 (Forum)
    Trying to save for this car would take me the best part of a year (I pay rental on a house too) so I've decided on a loan over 3 years. Definitely preferable to a finance agreement at a dealers, as a loan will have a much lower rate of interest, and will make it possible to take the full cash amount to the dealer and haggle the price down. So on a monthly basis, the car loan will cost me £100 and the insurance will cost me £100.
  • What do you think of my idea to indicate speed limits by painting the central line on a road? 15 Sep 2011 (Ask HJ)
    A couple of years ago, I sent the following suggestion to the Editor of the Daily Telegraph, who promptly ignored it. I still think it has some merit....
  • Drip freed 30 Jan 2010 (Ask HJ)
    I just bought a Mercedes C220CDI on a finance deal and think I've made a huge mistake due to clever salesmanship and my ignorance. 1st deal: £4k for my...
  • Swift decision 3 Oct 2009 (Ask HJ)
    My wife’s car is eligible for the scrappage scheme and so we will be replacing it shortly. She wants a small, cheap 4-door car that is reliable and reasonably...
  • Dealer trade in 30 Sep 2024 (Forum)
    We had a 2014 car to trade in that was in very good condition and after the salesman looked over it agreed a price. We then had all the finance documents and the dealership order form emailed, all now signed and ready for car to be collected on Thursday.  Anyways, today a advisory warning comes up on the dash, that the stop start function is inactive, looking at the possible reasons, it's either most likely batter or sensor related.
  • Used Car With High Driving Position <9K 2 Mar 2022 (Forum)
    I only have the part ex value of my Note which is about £9000 maximum so I know I'm limited to car options in this budget. I am not in a position to get finance or a loan so it's the car part ex value only. Needs to be petrol and preferably 1.2L. Would consider 1.6L if necessary. Trying to keep road tax and fuel costs as little as I can! The only thing I've found is a few Nissan Juke's which I'm not adverse to but fancy a different make if I can.
  • Toyota Avensis Diesel 2015 - Toyota Avensis Engine Failure 22 Aug 2020 (Forum)
    Unfortunately it is my misses car and she just bought ten month ago and still have to pay for it as she took it on finance. Car was bought last October and oil level was not checked since than. The guarantee has past as it is more than 5 years. My misses  did 6.5 K miles since she bought it.   I would appreciate any advise on this matter as at the moment it looks hopeless.
  • Citroen C4 2011 - Numerous faults with car 4 months after purchase 10 Apr 2019 (Forum)
    I am looking to reject the car as it is within the first 6 months. I am also getting advice from the finance company. Any advice would be appreciated! Many thanks
  • Family Hatchback under £14,000 5 Jun 2018 (Forum)
      I have had a look at a few cars, Kia Cee'd, Hyundai i30, Ford Focus etc however I am concerned about the reliability of 3 cylinder 1 litre engines after reading some posts and articles, can anyone put my mind at rest? I am planning on keeping the car a while so I will be financing it myself.  Can anyone recommend anything else with model and spec - tech wise I'd like it to be upto date with newer cars so something from 2017 onwards would be better.  Thanks in advance.
  • Renault Kadjar - Part exchange settlements 17 Mar 2017 (Forum)
    I have searched for a topic related to this but can’t find one. I’m realy hoping someone can help. Myself and my wife have two cars, both on PCP finance that we are trading in this week for a new Renault Kadjar. Both cars had a little negative equity but the dealer has rolled that into the deal. So two part exchanges for one. However, since agreeing the deal three weeks ago the settlements for our current cars have come down by a total of £500.
  • Daimler - partial V5 and long time since Road Tax paid 21 Apr 2016 (Forum)
    I checked the car for outstanding debts, beeing stolen and such and it comes out that is clear of any trouble, scrapping, exporting, financing issues and that the last V5 issued for the car is the one i am actually holding in 1988. Now the part that of the V5 i have been given, still has the area whinch i can fill in as the new keeper and return to DVLA to notify them(section 1), but what worries me is the fact that when i checked the plates with DVLA they say that no Road Tax has been paid for the car since...1993!!!
  • Audi A1 - Audi A1 v Nissan Juke 30 Jan 2016 (Forum)
    I am in the process of buying a new car and I've narrowed it down to the Nissan Juke or the Audi A1. Finance wise it's coming in at about £650 difference over the course of the contract, but the monthly payments are cheaper on the Audi (£185pcm) than the Nissan (£225pcm) even if the Audi's more expensive over the course of the contract.
  • BMW X1 (2016) - GAP insurance: Worth it for "free" ?? 8 Jan 2016 (Forum)
    Am in process of buying a new car (BMW X1), and have negotiated a £500 discount off the new car, as well as a decent price trade in for my existing car, and am overall satisfied with the price. The dealer has now emailed me finance forms, and has additionally (without discussion with me) informed me that he has "been able" to agree with his manager to provide me with GAP insurance for free (ie is listed as me buying it for £399, and is now giving me an £899 discount, effectively making this free).
  • Dispute Resolution - Channel 4 8 Sep 2014 (Forum)
    supportLists]--> -        Divorce / end of relationship finances
  • citroen c1 - Buying a car unseen from a dealer 15 Oct 2013 (Forum)
    We checked the model & mileage on line and the dealer we visited was able to arrange the vehicle to be delivered to their premises. We agreed to purchase the car through finance over 3 years.  I had a brief opportunity to look at the car when it arrived and there was a dent in the passenger door and one of the alloy wheels was quite badly scuffed. My question is, does this transaction come under the distance selling regulations 2000 as the car was unseen at the time of the agreement in which case I believe we have a right to cancel the order?
  • Ford Fiesta - Advice wanted 22 Jul 2010 (Forum)
    I have some debt from University( approx 1000 overdraft), but need a car for my job, will my chances of finance be massively reduced? Or will I pay a sky-high fee? We could afford to buy a car outright for 3500, or I could afford around 150 a month. Ideally I don't want to be paying out a lot of money every month but equally i want something reliable and economical that isn't a total banger!!
  • Skoda Yeti SUV - 2004 Xtrail replacement 11 Apr 2010 (Forum)
      However I no longer really need all the space, and am put off by the high VED rating and relatively poor mpg, but attracted by a 0% finance deal.  I have tried a Yeti, 140 hp awd diesel and was quite impressed though the ride was alot firmer than I'm used to.  It's low co2, good mpg, low insurance are all attractive. I would like to compare the 170 engine but dealers mainly seem to have 110 hp diesel, some 2wd versions.
  • Drink driving - possible sentence? 14 Dec 2009 (Forum)
    Hi there. Am new to this site but wondered if anyone had any advice for me? My finance was stupidly caught drink driving in the early hours of yesterday morning. Pulled over in routine check, no accident, no other vehicles involved. Blew 73mg breath - arrested, charged and bailed before magistrates 29/05/08.
  • Would you buy this car ? 15 Mar 2009 (Forum)
    i was just looking on ebay and found this astra. this seller is just to honest. but would you buy this car knowing what is stated....... for sale is an vauxhall astra comfort 1.8 16v this car is still on finance i have around £1000 left to pay off hope it dosent put you off :) car has some chips and scraches NOT MAJOR at all will go with a coat of t-cut it has an longlife exhaust system from cat back and also a k&n air filter i dont have the original exhaust but i do have the origonal air filter also has a rip speed 720 dvd player/cd payer also have the original cd player toothe car has the top spec eg: air con,cruise control,electric windows and mirrows, rear heated window, wooden dashboard and gear knob ANY QUESTIONS PLEASE DONT HESITATE TO ASK
  • Lexus - When does it make sense to buy new ? 29 Sep 2008 (Forum)
    I took this to another Lexus dealer who also said, without hesitation, they would match it. The car im 'now' looking at is 25k new, so down to 21K. No finance involved. Im struggling even to beat this price on the internet, they have also offered me a not too bad part ex (not far off book price). As this offer doesnt apply to part used cars on the forecourt they are almost twisting my arm to buy a new one rather than part used 12/18 mnths old for not alot less.
 

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