Ask Honest John

Most recently answered premiums questions
I read your car insurance challenge a little late. In August I negotiated fully comprehensive policy (including Legal Expenses cover) for myself and wife for £110.19 with the AA.
I would like to add to the email from RFN and say that my experience with LV has, so far, been a good one too. I was caught out last year in the bad weather - at only 10mph - and sedately slid into a wall,...
Last November I received my RAC Breakdown renewal notice for £147.50 less Membership Savings £80.75, net charge £66.75. I had to call them out before the renewal date of 1-1-11 and a Direct Debit of £120.15...
I have just heard on the radio that car insurance premiums have gone up by 35 per cent in the last two years. The usual excuses are trotted out: more people claiming for injuries, young uninsured drivers,...
I was somewhat perturbed by your comments in last Saturday's DT in response to a reader who had taken out a new policy with his former insurer. If what you say is true: that a car written off in its first...
We are a retired couple who own two cars, both of which have been insured by Direct Line for many years. I am the named driver on my husband's policy, and he is the named driver on mine. I recently received...
Please could you advise me regarding a car for an 18-year old man who has recently passed his test. His parents require a safe car (good crash test results) and a car with a reasonable insurance premium...
I first went to Liverpool Victoria via Frizzels in April 1966 and have been with them ever since. Back in the 1980s I had ‘any driver’ fully comp, when my second daughter was driving and the car was written...
Are there any drawbacks in changing your car insurer every year to get the cheapest quote?
We had a massive response to the challenge to beat TR of Saffron Waldon’s £97pa insurance premium for his 1994 Volvo 440 GLT. The winner is MP of Horley, who pays just £52 a year each via RH Specialist...