Ask Honest John

Most recently answered write offs questions
A car reversed into my son's motorbike while waiting for traffic to move and my son's bike sustained fairing damage After six weeks in the insurance compound, the insurance company considered the bike...
If a car has been written off can the owner buy it back and then have it repaired at their own expense?
I bought a Ford S-MAX Titanium Sport 210hp from a Ford dealership four years ago. It was unfortunately written off recently and the insurance company phoned to advise that the model was not the 210hp version...
My 2015 BMW 1 Series sustained damage in an accident so I need a new front bumper and bonnet. After a lot of pushing, my insurance firm said the value assigned to my car was £4950 (high mileage, perfect...
I bought a vehicle two weeks ago. I did the full Hpi check and sent the logbook off to put it in my name as I’m the new owner of the vehicle. I received a letter from DVLA saying it's not going to issue...
What paperwork should I ask for from a garage if I'm buying a Cat S car? Must I have a structural report? The car my son is looking at is less than 3 years old, so no MOT required. The garage is saying...
My 2018 Volvo V60 has been written off by the insurers as Cat S. After a lot of negotiation, the engineer agreed to add £340 to the what he says is the market value of the car to account for the fact that...
I've seen a motorhome that has sustained flood damage but has been put down as a Cat B write off. There is no structural damage whatsoever. Can I get this overturned?
My car was involved in an accident in 2007. The insurance did not pay out because I didn't disclose that I once had a conviction for driving uninsured. It was classified as a Category B write off. I have...
What's the difference between Cat N and S? There are a few I've seen that supposedly have all paperwork and are fixed to exemplary standards. One in particular I've seen is a Cat S with only front wing...
 

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