Lapse

I have 7 years no claims bonus on a Hastings Direct policy that lapsed on 16th March 2008. Since then I have been a named driver on another policy. During this time there have been no claims on this policy...

Crashing in

I had an accident and the other driver was drink driving, I went to my insurance company who told me to get a quote from 2 garages, the first garage I went to said that due to the value of my car it would...

Crushed he, the clown

I was with 1st Central car insurance last year only to discover that they had cancelled the policy without informing me. I only found out when the police stopped me in an ANPR check. I now face a court...

Stirling disservice

My husband has received a renewal notice from the AA for his car insurance. Unfortunately he has been made redundant recently (he is a civil engineer) and after notifying the AA of this, his premium has...

Motorious benefit cheat

I know someone who is a named driver on a trade insurance policy. The thing is, he is on the dole and doesn’t work (not legally anyway). Is his insurance valid or not? I thought it was insurance for people...

Double jeopardy

In January last year, I was stationary in my wife's car (which is fully comprehensively insured and on which I am a named driver) when someone drove into the back of me. We exchanged insurance details...

Insure rescue

My insurance is due for renewal. Over the last year I have had my son as a named driver. However he is now at University and I'm reluctant to continue paying when he is no longer at home. Are there any...

Spiel blurb production

When I took delivery of my new BMW X1 I was given a hard sell in respect of this "Shortfall Insurance". If the vehicle is a total loss in the 4 years of the cover, it pays up to £10k of any shortfall between...

Protection wrack it

I was very interested in your comments regarding Protected No Claims Discounts. I am in the process of renewing my insurance and my premium has increased by £90, due I assume mainly to my wife, a named...

Obscurance company

I was stationary in traffic when another driver scraped down side of my car causing over £2k of damage. His whole story was rubbish, littered with errors and obvious lies. Immediately after the accident...