Ask Honest John

Most recently answered policies questions
I had an accident and the other driver was drink driving, I went to my insurance company who told me to get a quote from 2 garages, the first garage I went to said that due to the value of my car it would...
I was with 1st Central car insurance last year only to discover that they had cancelled the policy without informing me. I only found out when the police stopped me in an ANPR check. I now face a court...
My husband has received a renewal notice from the AA for his car insurance. Unfortunately he has been made redundant recently (he is a civil engineer) and after notifying the AA of this, his premium has...
I know someone who is a named driver on a trade insurance policy. The thing is, he is on the dole and doesn’t work (not legally anyway). Is his insurance valid or not? I thought it was insurance for people...
In January last year, I was stationary in my wife's car (which is fully comprehensively insured and on which I am a named driver) when someone drove into the back of me. We exchanged insurance details...
My insurance is due for renewal. Over the last year I have had my son as a named driver. However he is now at University and I'm reluctant to continue paying when he is no longer at home. Are there any...
When I took delivery of my new BMW X1 I was given a hard sell in respect of this "Shortfall Insurance". If the vehicle is a total loss in the 4 years of the cover, it pays up to £10k of any shortfall between...
I was very interested in your comments regarding Protected No Claims Discounts. I am in the process of renewing my insurance and my premium has increased by £90, due I assume mainly to my wife, a named...
I was stationary in traffic when another driver scraped down side of my car causing over £2k of damage. His whole story was rubbish, littered with errors and obvious lies. Immediately after the accident...
To begin with our son had his own insurance on his own car that covered him to drive other cars not belonging to him as long as they were insured by their owners. However, as time went by, he received...
 

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