Ask Honest John

Most recently answered insurance questions
I bought a lovely 1991 Nissan Figaro earlier in the year from an import company in Bristol, they gave me very good service and I have no complaint, however they advised me to go to a Classic Car Insurer...
A question you were asked the other day was: Could a man drive his wife's car after her insurance policy lapsed, using his own policy which allowed him to drive any car not owned or hired to him. You said...
In March 2009 I was involved in a crash, which was deemed to be my fault. When my insurance renewal came through from Endsleigh it had gone up by over 60%, so I rang them. I was told the increase was due...
As an insurance broker for 30 years I can confirm that the practice of 'loading' the premium after a claim when you have a protected bonus is becoming more common and it needs to be challenged by the masses....
Re OG's letter in this week's motoring I think you express the same misunderstanding many people do. OG still receives the protected no claims discount he pays for, but the premium to which the discount...
I would appreciate your advice on a problem I have with my Toyota Celica. Nearly four years ago I had a small accident with a lorry that left a big dent in my nearside rear bodywork. Instead of going to...
Twice in the past 12 months, my wife's leased Mercedes has been bumped whilst stationary or parked and on both occasions, the lady drivers concerned admitted responsibility immediately. Because the car...
I have had insurance4carhire.co.uk for a few years now and for the first time made a claim this June. A careless shopping trolley driver made a mess of the hire car rear bumper edge in France and the cost...
I have owned and run a vehicle for the last four years and am glad to say that I have accrued 4 years' No Claims Bonus on my insurance. I now need to purchase a second vehicle in addition to the first....
The article in the Daily Telegraph Money section about misplaced loyalty by staying with the same insurance company year after year is not confined to home insurance alone. The AA is now charging me £53pa...