Ask Honest John

Most recently answered insurance questions
In March 2009 I was involved in a crash, which was deemed to be my fault. When my insurance renewal came through from Endsleigh it had gone up by over 60%, so I rang them. I was told the increase was due...
As an insurance broker for 30 years I can confirm that the practice of 'loading' the premium after a claim when you have a protected bonus is becoming more common and it needs to be challenged by the masses....
Re OG's letter in this week's motoring I think you express the same misunderstanding many people do. OG still receives the protected no claims discount he pays for, but the premium to which the discount...
I have owned and run a vehicle for the last four years and am glad to say that I have accrued 4 years' No Claims Bonus on my insurance. I now need to purchase a second vehicle in addition to the first....
I would appreciate your advice on a problem I have with my Toyota Celica. Nearly four years ago I had a small accident with a lorry that left a big dent in my nearside rear bodywork. Instead of going to...
Twice in the past 12 months, my wife's leased Mercedes has been bumped whilst stationary or parked and on both occasions, the lady drivers concerned admitted responsibility immediately. Because the car...
I have had insurance4carhire.co.uk for a few years now and for the first time made a claim this June. A careless shopping trolley driver made a mess of the hire car rear bumper edge in France and the cost...
The article in the Daily Telegraph Money section about misplaced loyalty by staying with the same insurance company year after year is not confined to home insurance alone. The AA is now charging me £53pa...
I am buying a 2007 Citroen Xsara Picasso with 19K miles for £8,250. The Citroen dealer suggests I take out a GAP insurance policy to cover the potential loss of value if the car is written off in the...
Recently I went into a car park at a motorway service area to make a phone call. As I wasn’t going to go into the services I parked at the back of the car park around no other cars. Once finished I started...