Ask Honest John

Most recently answered insurance questions
Renewal premium from my insurers, NatWest, has increased by 78%. Do you have views on the advisability of including ‘No Claims Discount Protection’. My quote includes 9 years + no claim discount. I used...
As you may have guessed I can be a persistent individual. After our protracted correspondence, I would like to let you know that the Prudential Insurance Company has finally agreed that its stance on fitting...
A truck in front had a blowout and I hit the tyre on the road. I got the 3rd party details and have put a claim through my insurance. My insurance company put a claim against the 3rd party insurance. However,...
Car insurance companies that deserve praise must be in the minority, so here goes. I was hit by a driver insured by Admiral last Thursday. On Friday, I received a call from them in which they accepted...
Another insurance con is that if someone hits your car and you are fully comp then the other driver turns out to be uninsured it is counted as a "your fault" accident at renewal time if you claimed on...
Like A.L. of Sevenoaks, any motorists must have found that, although their NCD is protected, their base premium has risen following a claim. Those over 50 could try Saga Insurance, which offer a guaranteed...
I have just been reading what happened to A.L., of Sevenoaks. In November 2008 I received my car renewal from the AA who I had been with for over 15 years. Considering that at the time I had 20 years NCD,...
My wife is changing her 1994 Rover 214 for a new KIA Cee'd 1.4 1 hatchback under the scrappage scheme and KIA's very generous contribution. The list price for the KIA is £11,895 and with the allowances...
My car has been in for repair. I received a hire car, for 4 days, the duration of the repair to my car. One week after returning hire car, I received a letter and claim form saying I had returned the hire...
Audi assist recently hired me a vehicle whilst a faulty handbrake on mine was repaired. Scratches to bumpers and alloys were apparent on the hire car. I had it for just over 24 hours before re-parking...