Insuring a car owned by someone else?

Are you able to advise re a suspected side effect of insurance companies' measures against "fronting"? An elderly neighbour's car is owned and registered to him. He has not driven for several years and...

Insuring a young driver on one of our cars?

We are thinking of insuring our 21-year-old step son one of our cars for him to drive (it is a "second" car as both myself and my partner use two other cars on a daily basis for work). The car will be...

Why does my insurance company require my V5C two years running?

Last year I received a letter from my insurer threatening to cancel my policy if I failed to send them a copy of my V5C within seven days. I complied and asked for a confirmation. I did not get any further...

Why isn't insurance risk rated against shoe size?

If insurers are no longer allowed to charge women lower car premiums than men under EC law, why don't they use shoe size instead? It is highly-correlated with sex and therefore actuarially almost equivalent.

Insurance 'write-off' with Hastings Direct

I had an accident on the M25 two weeks ago, driving into a large lorry tyre, dropped by a lorry. Highways Agency attended and told me to give the lorry details to my insurers as it was clearly their fault....

Can I recommend LV Insurance?

For many years I have switched insurance companies almost every year in order to avoid the inevitable annual hike in premiums. Last February I obtained a quotation of £289 from LV for my MG ZT-T CDTi+...

Why did my daughter's premium go up when she bought a lower insurance group car?

My daughter is in the process of changing her 2002 Peugeot 206 (group 5 insurance) for a 2009 Citroen C2 (group 1 insurance). The renewal for the 206 had just come through so when she phoned the insurance...

Can you warn your readers who borrow expensive cars about the potential costs if the car breaks down?

It’s vital that drivers of other people’s cars know that if you borrow another persons car or test drive that car you owe the owner of the car a duty of care. In a recent case in the high court, Mark Hales,...

Will I be liable for the costs of my upgraded hire car following an accident?

Someone drove into the back of my 2010 Hyundai i20 - not my fault. Hyundai Accident Aftercare (HAAC) has arranged a hire car through Gemini Vehicle Solutions, a 2012/62 Ford Focus 6-speed diesel from Enterprise....

Why doesn't no-claims protection prevent your premium being increased?

You may be interested in something that I did not until now realize, and I suspect most people are not aware of, in connection with the extra insurance that they can take out on their motor policies for...