Ask Honest John

Most recently answered finance questions
My brother in law (who I’d better not name) is due to appear at the Sheriff Court on very soon on two separate drink drive charges in June 2010 and April 2011. He drives a 2009 Hyundai coupe, which still...
My partner and I bought an 05 Skoda Octavia back in Feb 2010, since having it we have had over £1000 worth of problems. As it's on finance what can we do? We can't sell it as it's on finance, we have contacted...
I purchased a car off eBay recently from a private seller with good feedback. I asked the seller via email if it was HPI clear and he replied yes, HPI is ALL FINE. I also did a basic HPI check which revealed...
An employee of mine is wanting to buy a Qashquai advertised in Autotrader from Spain. It is a 2007 model, has 60,000 on the clock and the seller only wants £4,000 for it. It is available via Yahoo finance...
My old banger was written off recently and now I need a new car. My situation is I don't (currently) have a drive or garage, I get the train to work everyday but I do need a car to get to the shops and...
I'm currently with Black Horse Finance in a 5 year loan contract for a car. I'm currently just over 1 year into the contract. With regard to me wishing to change my car in the near future, what are my...
My sister recently got a PCP quote for a Volkswagen Polo. However, the total payable amount shown excluded a £500 deposit and a fee of about £1500. The actual cost of buying the car was nearly £3000 more...
Hi, my wife and I had our 30-month-old Mercedes-Benz ML320CDI collected the other week following a lease we took out. The car had only covered around 16,000 miles against an allowance of 25,000. The car...
I bought an '05 Ford Focus ST-2 in May this year from a Ford dealer for £9000 with only 36,000 miles on the clock. It came HPI clear, with a full service history, and three owners. It's a really looked-after...
I know you're not necessarily a banking/finance expert, but how or why is it that a payment made from a foreign bank can be recalled months or even years later? That doesn't make any sense!