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  • Outstanding finance case with HPI - can this be right? 6 Apr 2013 (Ask HJ)
    How long it takes to HPI company to update their database? I just bought a Ford Fiesta from a Ford dealer. After I paid I did HPI check which shows...
  • Should I buy a Mazda 3 on 0 per cent finance? 20 Jun 2010 (Ask HJ)
    Having tested a Mazda 3 2.2 diesel I was planning to buy the vehicle outright from Perry's. However, they have offered 0 per cent finance based on paying...
  • Very Nasty Shock 30 May 2001 (Forum)
    The person selling the car still owed HP on it, and promised my father that he would settle the outstanding finance when cashing the bankers draft (my father would have provided 2, one for the finance agreement the other for the balance for the owner, except he only told him about the finance after he had drawn the drafts from the bank and therefore only drew 1 cheque).
  • Dispute with a finance company 22 Feb 2012 (Ask HJ)
    I bought the above MINI in 2009. I 'scrapped' a perfectly good 16 yr old Volvo for this car and wish I hadn't! I've had nothing but problems with it since...
  • Buying private used car - FINANCE? 29 Dec 2003 (Forum)
    How do I go about ensuring the finance gets paid off? Do I get the draft written to his lender instead of him? Thanks, Guy
  • Welcome Car Finance 7 Sep 2007 (Forum)
    I notice there are a lot of entries in the Westbury Car Auction from Welcome Car Finance. Does anyone know this company is similar to the now defunct Yes Car Credit. I want to try and avoid a lemon!
  • Question about finance 13 May 2007 (Forum)
    Can anyone give me a reason as to why my dealer will not allow me to apply for finance if I am only a provisional Licence holder? Surely If my credit rating is good there should be no problem with this.
  • Outstanding finance. 28 Jan 2005 (Forum)
    Here's a question for the legally minded, among you: If you buy a car with outstanding finance (hire purchase), are you (the new owner) liable for paying it off? Do you even own the car you've just bought?
  • BMW 1 - Finance settled by dealer before swapping cars 9 Nov 2019 (Forum)
    Car value is 17k Finance value is 19k Many thanks
  • Mercedes Benz S-Class W220 (1999 - 2005) - Removing Car from Finance Register Nightmare 17 Mar 2008 (Forum)
    I bought a Mercedes from BCA Blackbushe and it came up as owing finance as its previous cherished plate now sits on another car which was bought on finance. I thought nothing of it as the HPi check clearly states the car on finance is a different one to mine. Unfortunately the Merc is too big for my girlfriend and I've had literally no calls from Auto Trader ads or eBay so I decided to enter the car into my local Manheim auction.
  • Paying for a written off car 12 Jul 2012 (Ask HJ)
    I have just had a car accident and my car is a write off, what will happen with my finance as I do not have GAP insurance. Do I have to pay the outstanding...
  • Renault Megane II (2002 - 2008) - car on finance 14 May 2008 (Forum)
    I recently bought a renault on finance and it is over four years. The car is on personal finance through Renault. i do like the car but its not really for me. what i would like to know is can i give it back to Renault? Would i have to pay any money?
  • Settling existing finance 31 Oct 2007 (Forum)
    I know from experience that most dealerships are happy to settle any existing finance you might have when trading in a car against one of their own. However, would a dealership be more reluctant to do so if the car your wanting to buy is worth less than the amount it would cost to settle your exisiting finance agreement?
  • Finance vendors at auction 13 Aug 2013 (Forum)
    Whilst browsing the auction catalogues I notice there are a lot of 'finance' related vendors such as VW Financial Services and Hitachi Capital etc. Are the vehicles being sold by these vendors repossessions and is there any particular reason they should be avoided?
  • any - Outstanding finance 28 Apr 2013 (Forum)
    I have just done a HPI check on a vehicle we was going to px and it has come up as outstanding finance,this is from a fairly big dealers,apart from contacting the dealer what is my next step.
  • What's the best way to finance a new electric car? 1 Oct 2021 (Ask HJ)
    I am retired and want to buy a new electric car. But I really can’t afford to pay out £40,000 in one hit. Can you advise me of the other ways to purchase...
  • Bought a car with outstanding finance 18 Apr 2011 (Ask HJ)
    I purchased a car off eBay recently from a private seller with good feedback. I asked the seller via email if it was HPI clear and he replied yes, HPI...
  • I can no longer meet my car's finance payments - is there anything I can do to request a new arrangement before repossession? 23 Mar 2020 (Ask HJ)
    My car is due to be repossessed this month. Is there anything that can support my request to come to a new arrangement? I can no longer meet the payment...
 

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