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  • 0% finance 3 Nov 2006 (Forum)
    A Mitsubishi car salesman told me there was no such things as 0% finance on a car. The cost of finance was recovered in other ways, as I would expect, for example via a higher cash price. Yet a Fiat salesman insisted that Fiat's 0% offer was genuine and would not give a discount for cash on the nail.
  • HPI FINANCE 16 Jul 2001 (Forum)
    I am in the process of buying a VW Passat from the Great Trade Centre in London, however it has outstanding finance on it. The GTC state on their invoice that all cars are sold without finance, can I trust them, or am I opening up a load of hassle for myself in the future. Ken
  • VW Finance 1 Jul 2005 (Forum)
    I have been offered a very nice deal off a VW dealership(Family owned) over £1500 off the asking off a passat. The only thing that I am worried about is the fact when I did a HPI check it had outstanding finance owed to VW finance. The dealership advised me that it was there finance as they had been at a closed VW aution and purchased 10 cars. They advised me that once I had paid then the finance would be paid off.
  • Dodgy Finance Company Fees 25 Feb 2014 (Forum)
    Well thanks for deleting my post about extortionate fees from a certain finance company
  • Am I able to close a finance deal after a month and pay off the balance in whole or would there be any penalties? 10 Feb 2017 (Ask HJ)
    I'd like to buy a car on 0% finance. Am I able to close the deal after a month and pay off the balance in whole or would there be any penalties? Both Skoda...
  • Renault Megane - Car written off under finance. 17 Nov 2020 (Forum)
      Following accident i had some time ago ive received message today from my insurance company saying the car has been classed as total loss.   This car is still Under HP finance and my question is as the category of total loss is N So i can keep the car for the price agreed by my insurer but what happens to the finance?   All information i have found in internet basically say i have to settle the finance after car being written off.
  • Any - Commissions on broker finance 16 Oct 2019 (Forum)
    https://www.theguardian.com/money/2019/oct/15/car-finance-buyers-fca-commission-brokers   'Nuff sadi.
  • Mercedes Benz Finance Deals? 14 Apr 2007 (Forum)
    In the panel on the right, HJ is running an MB Finance Deals ad. What is the difference between PCP and an Operating Lease?
  • Why can't I get the full customer savings on a Clio through Renault's scrappage scheme? 18 Sep 2017 (Ask HJ)
    Your scrappage scheme guide quotes a total discount of £4250 off a new Renault Clio, irrespective of whether cash, HP or PCP is used. However, I can get...
  • voluntary termination finance 14 Jul 2016 (Forum)
    hi i have a car with £1335 outstanding finance the car is worth £750 at best. my options where voluntary termination finance which will be bad credit rating or pay off the finaince.   i am with moneyway,i rang them up and all they give me was a sort code and account number to send £1335.Does this seem right for a finance company to be payed like this and not over the phone he said its to large amount over the phone im just sceptical any advice on the matter would be much appreciated.
  • Written Off Car - Finance Position ? 19 Jul 2007 (Forum)
    I have bought a car from a private seller as a total loss (cat d) with engineers report. The car is a cat d but i have just done a HPI that came down as finance owed (don't know how much as they could not tell me, due to data protection) As this car is a total loss will the previous sellers insurance pay the finance company when paying for the car?? and will the finance company take back the car even though its severly damaged??
  • BMW - PCP: finance company or dealer 10 Oct 2007 (Forum)
    Any other advice on the finance side of things? I know I'm likely to get conflicting advice again but the more there is the better. Thanks
  • Hpi - outstanding finance, multiple reg plates?.. 29 Nov 2009 (Forum)
    Hi guys, Just did a HPi check on a car i'm buying (not paid for it yet). It states the car does not have outstanding finance, but a previous private reg does. The car's a CAT D write off, and the original reg was put on the car when it was written off. If the personalised reg is taken off a car, which has finance, does the finance relate purely to that personalised reg??
  • Car finance for damaged repaired car 7 Mar 2009 (Forum)
    Hi, I have seen a car that I want to buy however it was once damaged but has now been repaired. It is recorded on the VCAR register. Could I still get finance for this car as I've been told that there are some companies that offer finance on damaged repaired cars. If this is true does anyone know of any companies. Thanks
  • contracts and finance v cash 13 Apr 2021 (Forum)
    Is it me or are dealers more interested in PCPs and other finance deals than actually selling the cars? There is more blurb on deals in the ads than blurb on the cars.
  • Cars on finance - Kill Switches 20 Jul 2017 (Forum)
    http://www.dailymail.co.uk/money/cardsloans/article-4677690/Crackdown-car-finance-firms-using-kill-switches.html   I did not realise that these hings had arrived here..
  • Seat dealer PCP finance 3 Jul 2017 (Forum)
    Could anyone in the know advise what the lowest PCP finance rates might be haggled from a Seat dealer, on either a new or demo car? Thx
  • Want to buy a used car but HPI check shows outstanding finance 26 Jun 2016 (Ask HJ)
    I am looking to buy a Honda CR-V through a nationwide dealer. Last week I found one that looks good value. However, the HPI check shows it as having outstanding...
  • Financing through a dealer 8 Aug 2002 (Forum)
    I phoned the dealership to tell them I had found a better offer and didn't want the finance, they obviously were not happy and started to tell me that they had done a deal on the body kit as I was taking out finance with them, However finance had not been mentioned when he told us the price on the body kit, although the saleman knew we were going to take some kind of finance out.
 

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