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• Purchased a Corsa at auction 12 Nov 2018 (Forum)
  Condition was Grade One, it needed a £100 paint job and polish.  Seller was Vauxhall finance.  http://www.cityauctiongroup.com/rockingham/   I tried the local BCA at Pbo, but not impressed and commissions were higher as dont have a dealer card.       
• There'll be some changes made ? 21 Nov 2015 (Forum)
   I think there used to be but perhaps it's fallen out of use.  http://www.telegraph.co.uk/finance/newsbysector/industry/11999303/Inquiry-into-not-fit-for-purpose-testing-system-after-VW-emissions-scandal.html
• Where have all the old bangers gone 26 Jun 2015 (Forum)
  Has anyone else noticed that these days nearly all the cars are smart and seem to be lucky to see anything older than ten years old where as when i started driving in the mid nineties you would see cars with odd wings/ doors grey primer and oxide red paint around the wheel arches with thick black underseal along the sills i suppose the scrappage scheme killed a lot of and these days anyone seems to be able to get a car on finance
• N/A - Car Insurance 21 Jan 2011 (Forum)
  Just read this article in the Telegraph:   http://www.telegraph.co.uk/finance/personalfinance/insurance/motorinsurance/8272542/Motor-insurance-premiums-up-by-34pc.html   What really annoyed me was the bit where it says that it's now possible that an uninsured driver may be fined as little as £50.
• Porsche and VW in the News - Merger/Takeover Talks 23 Jul 2009 (Forum)
  The Porsche boss and his finance chief have both resigned with immediate effect after an all-night pow-wow. Big payoffs, and a merger/take-over by VW is surely to follow. It seems Porsche ran out of money to effect their own take-over of VW, any such take-over would have had significant Middle East money, so the powers that be in Germany are probably happier with owner-ship of both companies staying within the fatherland.
• Credit Crunch Takes its toll:Volume 10 [Read only] 16 Jan 2009 (Forum)
  The banks must be having a laugh. In my local branch on saturday making sure I had cash in the account for my car finance payment - motoring link, and was asked, would you like to open a saving account with us? Now, seeing as how the bank in question was in the news as loosing a significant amount of cash to a glorified pyramid scheme in the states, do they really think the public are stupid enough to pass them their life savings in the same week?
• Caring for the Environment and leading by example 27 Nov 2008 (Forum)
  As the government are trying to drive people out of gas guzzlers and 4x4s by way of punitive taxation, and trying to persuade us to buy zero emission shopping trollies, I find it rather odd that VOSA and "Traffic Officers" AKA Wombles are clocking up thousands of miles on motorways every year in the very same gas guzzling 4x4s, financed by you and me...the taxpayer. Can it be justified by the fact that it might snow once or twice a year or is it just another case of do as we say, not as we do?
• BMW 3-Series E92 Coupe (2006 - ) - BMW E92 330D Coupe 56 REG 5 Jul 2008 (Forum)
  Space Grey 18" Alloys Leather Bluetooth Sports Seats Sports Suspension 13k miles £24,350 Have negotiated a finance deal @ 8% APR. Is it the right time to buy or would it be worth waiting to see if used car prices drop even further? Is that a fair price for this car?
• Rejecting a leased car 23 Jun 2008 (Forum)
  Current car is leased from the finance division of the manufacturer with leasing company as the owner/registered keeper. After a number of visits to the dealer for different, significant issues which are now escalating it's time to consider rejecting.
• Audi TT Cam Belt Snapped 16 Sep 2006 (Forum)
  i have recentley purchased the wife an audi tt direct from the finance company our first port of call was cam belt due in this tuesday unfortunately whilst using it today the belt or chain i have been informed by mr AA has broken. Have managed to get the vehicle into a local garage of a mechanic we no well and he said would start tom, has anyone got any ideas fo how severe these are and any likely costs. many thanks.
• buying a vehicle still on lease purchase 9 Jul 2006 (Forum)
  If you see a vehicle for sale and the owner tells you its still subject to a lease purchase agreement - is this vehicle still ok to buy if the owner tells you he's selling it then paying off the lease company with the proceeds which presumably happens a fair bit?. Obviously on doing an HPI on the vehicle it will show up as having finance against it?? What safeguard is there for a buyer in this situation? I'm thinking you can telephone the lease company (with the vehicle owners consent) to check out the story??
• Safe to buy car still under HP 3 Jun 2006 (Forum)
  Just worrying that if after buying the car from the seller, and then the seller decided not to keep up with the payment. The finance company may come and reclaim the car. Or is it best to avoid them? If most people buying cars which is under 3 yrs old, we all face with this problem. what do we do? Any thoughts on this?
• Land Rover Discovery Sport - Legal help for a trade in car 13 Sep 2024 (Forum)
  i bought a car from a garage and traded my car in last Friday . The finance was taken for £25 for the new car and my trade it was going to be paid as cashback as the outstanding finance on my tradin car was paid off using my Visa card. The garage have my trade in and I have the new car they have not replied to any call until Friday when they said they were not happy with the car and said it would need to go to auction and they also said it had an engine management light on and that a diagnostic test showed things had been switched off.
• Hit by uninsured driver 7 Mar 2011 (Forum)
    They don't actually 'refuse' - they are just terminally vague about it,  and promise to set things in motion, but don't do so. Finally, the car is on finance with a settlement of £4,100.  If Admiral can't be persuaded to increase their offer I will end up with zero, and will even have to pay the additional £100 to clear the finance. All this, for something that was absolutely not my fault.
• HPI Check Discrepancy 9 Jul 2009 (Forum)
  Today, I have been contacted by the buyer who informed me that the vehicle was recently HPI'ed, and the check had comeback reporting that the vehicle had been scrapped in 2000 and had outstanding finance from 2006! Obviously, I was very concerned by this and so this evening have carried out my own checks against the vehicle. The more detailed of the two checks that I've carried out reveals the reported issues relate to the vehicle VIN... and fortunately the part detailing the outstanding finance gives the name of a model of caravan for 'description'.
• MINI Cooper S R53 (2002 - 2007) - Convertable - I am just about to buy one... 7 Oct 2007 (Forum)
  The current deal our local dealer has put to us is the following (3 year PCP): Mini Cooper S Sidewalk Cost new: £21,000 Deposit: £ 5,000 (a Megan 1.4, either we sell it or trade it) Remainder to finance: £16,000 Guaranteed value af £10,000 (after 3 years) Amount left to finance: £ 6,000 Monthly amount: £ 250 (there abouts, got him down from £280) We will have paid £ 9,000 for £6,000 of credit For comparison a loan at current rates would be: £ 6,583 Should the dealer be doing better than this, especially if he making me pay £3000 to borrow £6000 over 3 years - should I be comparing that rate with current rates, the PCP "balloon" confuses the matter as this Guarenteed future value of £10,000 might be more?
• Nissan X-Trail - troublesome! 9 Jul 2006 (Forum)
  Nissan Finance have tried the bully boy tactics already claiming that it's extremely difficult to seek refunds on new vehicles and that we will need a solicitor. They had a good laugh down the phone about this.
• Negative Equity 9 Jul 2005 (Forum)
  Is there any way around this negative equity?? Just to clarify the type of finance she has on the vehicle she currently has is a Motor Loan which if i'm correct is similar to a Personal Loan only from a Garage.
• How much more can I squeeze the Salesman 14 Nov 2003 (Forum)
  I have already left him hanging as I want to test drive another car first and have spoken to the dealer offering the 6300 trade in giving him details of the 0% finance offer to see if he can better it. Marty
• Ford Fiesta - BCA auctions - when do you break even? 3 Aug 2023 (Forum)
    I understand that there is a lot of monthly fluctuation in both buying and selling - the sort fo cars I am thinking about are small cars usually bought as a fiest car or a second family car, such as a Fiesta, sold for around 6-8k so no need for financing