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• The would you swap game 2 Oct 2011 (Forum)
  I tend to find round Surrey way i'd swap for about 40% of cars in car park. I think thats pretty good, and that my car suits my needs. Finances allowing is this a good model to tell you when to actually get a new car.  
• Car loan rejection after sale 31 Jul 2011 (Forum)
  Dear Forum members, I bought a car last month with finance arranged from dealer. Everything was smooth, but after three weeks the dealer came back saying the loan is rejected by the bank. As per his explanation the bank approved the loan initially based on which he sold the car.
• Alfa Romeo GT, 2004, 1.9 jtd - water pump failure, shredded cam belt 15 Mar 2011 (Forum)
  Cam belt changed at 46,000 miles on purchase of car. 5 months later and 4000 miles, water pump seized and shredded the cam belt causing £2000 of damage. claim against finance company was not up held as independent engineer reported that I should of heard a noise prior to the water pump seizing. Also the bearings would be put down to fair wear and tear.   never heard any noise, I have heard that they can seize suddenly.
• VW Transporter - Buying advice (again) 5 May 2010 (Forum)
  Now I must be mad to be considering the private option, but it is the right money and colour, but I beleive there is finance o/s, so how would I go about making sure I do a safe deal and not left hung out to dry so to speak, (apart from buying from the dealer)?
• Citroen berlingo van 1.9 diesel - blue smoke rev counter problem 21 Mar 2010 (Forum)
  They were polite yesterday but with a potential bill this big I'll be talking to customer services as this is just out of warranty & has a full VW service history. I have had 5 Golfs and this has been the worst , am certainly not buying another one. As the finance deal is ending I'm counting the days to handing it back- VW get a grip or you'll be losing your hard earned reputation for reliability & build quality! If anyone can advise me further please do.
• Servicing a low mileage vehicle - necessary? 27 Oct 2009 (Forum)
  It's also booked in for its annual service, but because we've had to pay out for a number of things recently SWMBO, who handles the household finances, objected to this. The car doesn't do many miles - I think it's averaged out at ~5k per year since we bought it, currently <60k - so her reasoning was that it should be ok to miss the service out.
• Ford Focus II (2004 - 2007) - v5 query 18 Oct 2009 (Forum)
  The listed owner of the car on the V5 is a company (I think it was Norwich Union or Cornhill Insurance or someone like that) rather than an individual. What does this mean? Does this mean it might be owned by a finance company and hence might have outstanding debts still owing on it? 2. I checked online and the car is listed as having only one previous owner. The trader told me he had bought it about a month ago but would this not mean that the car has had two owners?
• Is the car market dead? 28 Aug 2008 (Forum)
  I was googling for car sales and came across a few articles saying that the sales of new and used cars has basically ground to a halt. Probably why so many firms are now offering 0% finance on new cars. I also gather that sales of 4x4s, MPVs and large saloons have ground to a halt with dealers now refusing to take them in part-ex out of fear of being unable to sell them on - does this mean we are all going to be driving around in tiny cars in the next few years as everyone ditches their big cars?
• Help! about to view used car - best HPI type check 18 Jun 2008 (Forum)
  I've no reason to think this - but I need to be sure with an HPI type check. What are the best one's? , are any cheaper than HPI? Do they all guarantee to pick up all o/s finance? The amounts are relatively small, the car is advertised for £995 (1.0 GX Micra / 64K P reg) so i'm guessing she paid the thick end of £2K last Nov, possibly in cash, but then again.... any thoughts The car is present for my son.
• BMW 1 Series E81/E87 (2004 - ) - Where to source 1 series BMW 5 Mar 2008 (Forum)
  For the BCA BMW auctions, anyone know what the sale basis is ie 'sold as seen', 'no major mech' etc? These sales are bad finance or pre lease cars.
• Used car for £7000 (diesel estate) 11 Oct 2007 (Forum)
  I've got around £7000 to spend and I'm looking for a diesel estate, I hope to change it in a year or so once I've worked out how the finances are going. So far I'm thinking of: Audi A4 Avant - I've seen some with high mileage (130,000 / 03 plate), does anyone know if they go on much futher? Mazda 6 - I've currently got an 07 plate and it's okay Saab - 9-5 Volvo - either V40 or V70 Also, I've been to cargiant and some of the cars there look interesting - does anyone have experience or buying from them?
• Y reg E Class v 55 reg Signum? 14 Jun 2007 (Forum)
  I need to economise in all areas of my motoring and it will soon be time to say goodbye to my '54 Subaru Forester 2.5XTn. This is costing me £410/month on finance and at 20k a year is doing twice the mileage I anticipated - 27 mpg and two services a year. I'm looking for a diesel estate and a spend of £11-12,000. I prefer what I see as the added security of a main dealer purchase and am prepared to sacrifice a bit of fuel ecomonomy (will accept high 30's mpg) for a little added performance My heart says go for a 5/6 year old E Class of 5 Series.
• What will £450 a month get me 21 Jun 2006 (Forum)
  What do you recommend? Personal Contract Hire or buy something with a loan? I have no deposit and can finance £15,000 over 3 years. PCH looks good as it can include maintenance but will be more limited in my choice. Trade Sales have Mondeo 2.2 ST TDCi's for around £14k with less than 10k on the clock.
• Yes Car Credit 22 Apr 2003 (Forum)
  Hi all, I'm going with a mate tomorrow to Yes card credit 'cos he's looking to buy and struggling to get the finance anywhere else. Has anyone dealt with them? I know their prices are supposed to be extortionate from what I've heard. But are the cars up to the job? Or do they get a load of thrashed ex-renta cars and sell them off to unsuspecting customers?
• Help needed with choosing new car please 31 Dec 2002 (Forum)
  Pricewise we dont really want to spend too much, as we have a 6 year old Escort to trade or sell, and the rest will have to be finance. Thanks all Amanda
• Oil Additives - Any good? 12 Jun 2001 (Forum)
  Because of the milage we take a fair hit in depreciation, but it will be worse this time with the drop in new car prices effecting the second hand market. Negative equity re the finance means the cars will have to run to about 120,000 (very hard) miles before they can be replaced. Is it worth using oil an oil additive to preserve engine life? Are they just a bit of clever marketing, or do they really make a difference?
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  Why won't Motor Codes help with a serious Mercedes-Benz rust issue under warranty? 10 Aug 2013 (Ask HJ)
  This is the response from Motor Codes regarding the premature rusting of my Mercedes-Benz E-Class that has not been rectified under the Mercedes-Benz 30-Year...
• Peugeot Woes 23 Nov 2005 (Forum)
  Immediately after picking it up I noticed some faults. And I was not happy about the way the dealer tricked me into the remaining finance. Firstly, he told me the interest rate as 4.5%. It was only when I went to pick the car up this was 9%. After putting down a deposit and then the final balance I felt like I had no choice but to sign the finance agreement.
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  My new car has been delayed at the last minute - what can I do? 17 Aug 2018 (Ask HJ)
  I have ordered and paid a deposit for a new Jaguar i-Pace from my local dealer. I was given a full schedule by the dealer from Jaguar which detailed a...
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  My new car was delivered in bad condition - can I reject it? 21 Apr 2017 (Ask HJ)
  I bought a new Jeep Renegade via Carwow. Firstly, it was driven to my home, from the dealer, which I have since noted is some 240 miles away. This was...