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• Audi A3 Sportback - Parked car hit by another driver... 1 Jul 2016 (Forum)
  The other drivers insurance have paid for us to get a hire car until we either get a courtesy car from the garage repairing or until we settle negotiations if it's a write off. We have £20,200 outstanding on the finance and the value of the car when we purchased it (and added on all of our amazing extras!) was around £27,000. Has anyone ever had this sort of situation before? If your car was written off, did the other party's insurance pay off the remaining finance or should I expect to be offered a terrible settlement and have to pay off the remainder myself?
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  29 year old male buying first car 8 Sep 2015 (Ask HJ)
  My boyfriend is 29 and has just taken and passed his first driving test. We both know nothing about cars. How does he know what to budget? Which car to...
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  Can anything be done to have my deposit returned ? 1 Feb 2014 (Ask HJ)
  I went to purchase a Mercedes Benz at a dealer in Essex. I saw a negative review of the dealer on the internet and spoke to some people who told me...
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  Free MOTs - beware! 12 Feb 2013 (Ask HJ)
  I took advantage of a "Free MOT" with National Tyres and Auto Centres linked with an AA membership offer. A little sceptical as to how they financed this,...
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  PCP buy the car or bail out? 26 Jul 2012 (Ask HJ)
  Our PCP ends in November this year. Our mazda2 1.5 Sport 5 door will be 3 years old and will have done 18k miles. The conditions of the PCP were 24k miles....
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  Does the new MoT fail faulty ESPs? 21 Apr 2012 (Ask HJ)
  A reader mentioned that a new MoT test came into effect in January. Please tell me that this is not so. My daughter has a Volkswagen Passat that has nothing...
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  Time to change - what should I pick? 25 Nov 2011 (Ask HJ)
  I commute to work - do about 25,000 miles per annum, all motorway(M3). Currently I have a Toyota iQ with 50k on the clock, which is on finance - can...
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  Can a car dealer sell a car as 'sold as seen'? 10 Aug 2010 (Ask HJ)
  I am considering buying a used car from an online car dealership. However, upon asking about the warranty, I was told the cars are sold as seen. Do they...
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  Test match 15 Aug 2009 (Ask HJ)
  I never cease to be amazed at some of the e-mails you get from the motoring public. The one about ‘Think Bike’ says it all. A large number of those drivers...
• Buying 4x4 for export to Sri Lanka 22 Apr 2002 (Forum)
  In addition to deciding which 4x4 to buy, and where to buy it, to execute his plan he first needs to learn where to obtain the best finance, as UK banks are unlikely to want to know, and how to research export and shipping mechanisms and costs. All these are subjects in their own right, but if you are able to assist even with just one element in isolation, we would be grateful to read your advice.
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  My 2010 Polo, bought under the Volkswagen Options scheme, keeps going wrong. What consumer protection do I have? 19 May 2010 (Ask HJ)
  I bought a Polo on the Volkswagen Options scheme (which means that every 30,000 miles or three years, whichever comes first, I can put down a deposit of...
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  What's wrong with my Hyundai ix35? 5 Mar 2015 (Ask HJ)
  I have a 2012 Hyundai ix35 1.7 diesel, which is under a finance agreement. The vehicle frequently goes into limp mode, exclusively under acceleration such...
• Cazoo - as Buyer isolating 22 Dec 2020 (Forum)
  Anyone had any ACTUAL experience with Cazoo/Cinch or anyone else doing distance selling for nearly new cars - no finance needed? Does the delivery guy hang around for you to accept the car? Can you really hand it back within 7 days if you don't like it? What if there isn't one of their service centres anywhere near and you need a warranty / consumer rights repair?
• Best budget laptop? 18 Aug 2018 (Forum)
  Problem is that cash is a bit scarce at the moment, and due to other commitments, I don't want to take on anything else on finance. So I'm reaching out to any expert's among us on what the best laptop out there for under £300 would be?. He wouldn't be using it for gaming, just his school work. Thanks in advance :) 
• Twingo - New Car - Changing owners 1 Jun 2011 (Forum)
  For some reason the dealer insists on ptting me as the registered keeper (probably because I'm paying the finance !). Anyway, to simplify the insurance for my daughter, she needs to be the registered owner. I'm happy enough to sign the car over to her, but the V5 can take upto 5 weeks to arrive. Is there anyway I can change the V5 quicker ?
• Vauxhall Astra H (2004 - 2009) - Is buying a Vauxhall risky? 23 Mar 2009 (Forum)
  Given the state of GM's finances, would buying a Vauxhall be a risk in any sense (e.g parts, re-sale etc etc)? I'm thinking about switching from my Saab 9-3 diesel (1.9 Tid 120) to an Astra 1.8 VVT Automatic, but I wondered whether sticking with a GM brand is a safe bet?
• VAT cut - cui bono? 28 Nov 2008 (Forum)
  I've arranged to buy a car. Signed contract, arranged finance, sent the forms back. Now suppose I don't actually get the car until 2 December, ie after VAT goes down. On a £12,000 car, 2.5% is £300, so a not inconsiderable sum. Should the price of my car go down?
• "Gap insurance..." 13 Mar 2008 (Forum)
  For my new Hyundai 1.6 I am offered by GMAC (via the dealer) "equivalent vehicle price" for three years at about £500. "Purchase price refund" would cost less and I do not need "finance repayment" cover. As I haved not written off, or had stolen any of my previous 24 cars (apart from the first, which burnt to death spontaneously after 48 hours) I am sceptical. Comments on the value of such cover welcomed.
• Peugeot 207 cc 16 Feb 2007 (Forum)
  Doesn't seem to be quite the same quality as a F Focus or VW Eos and of course has only 2 tiny rear seats but has a good spec and a bmw designed 120bhp engine and 'only' costs £14795. Plus there offering free insurance,fairly cheap finance,and an amazing £750 for my Merc 190 with dent(if you recall).Like to know anyones views on this car or have experience with the 207 hatchback or the 206 cc? Thanks.
• Contract Hire / PCP / Other 21 Dec 2006 (Forum)
  Presume at that price you get nothing in the way of insurance, servicing or anything other than depreciation and financing avoidance. Is there any circumstance in which any of these schemes are actually better than buying? Since the companies offering the schemes are commercial enterprises and need to make a profit by hiring to you, surely not?