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• The Finance Quandry 2 Dec 2002 (Forum)
  I'm new to the forum, so please forgive me if this is a topic thats been covered. I have recently moved to London, and thanks to Ken my car has been sitting...
• Porsche - Boom to bust... 29 May 2009 (Forum)
  ... OK not bust perhaps but who screwed who? http://www.telegraph.co.uk/finance/newsbysector/retailandconsumer/5383921/Porsche-on-the-financial-brink.html
• OPEC woes 24 Dec 2015 (Forum)
  Have any of the BRs seen this article ? http://www.telegraph.co.uk/finance/economics/12065274/OPEC-faces-a-mortal-threat-from-electric-cars.html Comments please.
• Vehicle Excise Rates 20 Jul 2011 (Forum)
  For inf: Finance Act 2011 published yesterday. Section 21 and 22 gives vehicle Excise Duty rates. dvd  
• Lower fuel prices 3 Jul 2011 (Forum)
  http://www.telegraph.co.uk/finance/oilprices/8595499/Hope-for-motorists-as-oil-price-tumbles.html Mehhhh...not convinced we'll see much of a reduction.
• Ford Mondeo - Purchase nightmare! 28 May 2015 (Forum)
  Understandably as he was still within the 14 day cooling off period my friend decided he wanted out at this point and contacted the finance company credit4cars to cancel the agreement. No response and so he left a message and sent an email to both them and the ‘we sell car finance company’.     This is the point at which I arrived for the weekend.
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  I've seen a camper for sale but have been told it was under a leaseback contract, is this right? 17 Nov 2023 (Ask HJ)
  I am in the market to buy a campervan and saw one offered by a company online that have campers, motorhome and industrial machinery. When I enquired after...
• Rethinking PCP's. 15 Aug 2017 (Forum)
  Now I'll hear people say that the term is longer and they'll only want to keep the car for 4yrs but with the personal loan there's less left on it after 4yrs than there is on the PCP meaning you can sell/trade-in the car and have more money for your next deposit or she could keep it and continue to pay the monthly amount. Either way it's a huge saving. PCP's and dealer finance only work when there's a manufacturer subsidy in place. A zero percent deal or ultra low APR deal but even then you've got to watch you're not overpaying for the car itself with discounts often cut or unavailable if you take the subsidised finance.
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  recommended vehicle 24 Jan 2015 (Ask HJ)
  Hello John, I've been trying to Lease a Merc, 'B' 200 SE Auto, but after getting all sorts of false offers, delivery dates, previous models etc. I wish...
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  Buying new or nearly new small, four door car. 10 Aug 2014 (Ask HJ)
  I am looking for a new or nearly new small, four door car. A couple of times a week, I need to commute for a few hours so a bit of comfort and safety would...
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  How can I reduce my fuel usage in my Ford C-Max? 16 Sep 2010 (Ask HJ)
  I'm tied into a finance deal for the next 18 months because I got a really bad deal, because of bad credit rating. Since then I've managed to get a new...
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  Hassle and Vattery 14 Feb 2009 (Ask HJ)
  We have been privately leasing an Audi A6 through VW Finance for 2 years, with the option to purchase at the end, which we decided to do. We were verbally...
• decor 23 Apr 2013 (Forum)
  Where is PG these days ?  Has she developed into a figure in finance ? I saw an Audi sports car with the interlocked rings of the logo on the bonnet decorated with diamantés.  It looked quite twee.
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  How do I deal with unjustified refurbishment charges on a returned lease car? 29 Mar 2017 (Ask HJ)
  I left my leased car with a Volkswagen main dealer for an MoT and cosmetic work on the alloys a few days before the end of its contract. They agreed to...
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  Can I reject this used car? 15 Oct 2012 (Ask HJ)
  I bought a car from a dealer for £20,000 which was 100% financed via Hire Purchase through a finance broker. I picked the car up from London and drove...
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  Can I demand the return of my deposit after I found a better deal for a Honda CR-V elsewhere? 9 Jan 2012 (Ask HJ)
  I saw advertised a Honda CR-V offer which was worth about £2500 off the asking price. I went to my local dealership and had a test drive. I liked it. They...
• Ford Mondeo III (2000 - 2007) - DVLA Scrapped my car - HELP! 5 Feb 2010 (Forum)
  I contact the DVLA impound where an employee ensures me that if I am handing the car back to the finance company they would deal with it, contact the finance company and sort the whole matter out. I had paid the impound fee and the tax expiration fee also and therefore the only question I repetitively asked was ?
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  Does the inclusion of mileage on the MoT prevent clocking? 3 Sep 2021 (Ask HJ)
  Does the inclusion of mileage on the MoT prevent clocking?
• Big Car Crash Coming ? 20 Jul 2017 (Forum)
  In this Daily Mail 'This is Money' forum post (yesterday) on car financing: http://www.thisismoney.co.uk/money/news/article-4664356/Has-Bank-England-s-squeeze-easy-credit-started.html#ixzz4lxEgKs3L  A 'Sally' from London makes this interesting comment: "With car finance, how does the second hand market work, say if you "rent" a new car for 2 years at say £222 pcm with an up front payment of say £1,000 which is about £6328 then after the 2 years are up if you then take that off the price of the car new what price does the car need to be sold at second hand to still make money for the dealer that bought it from the manufacturer"?
• Advice please! 26 Feb 2013 (Forum)
  However, I don't know which option to take: I have the funds ready (spending upto £14k) - so should I just buy the car outright? Or the 2nd option is to Finance it on a Personal contract purchase. But I don't think it's sensible to pay interest if I already have the funds, and dealers only provide 0% finance on new cars. What option would you take and why?