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  • Coronavirus has negatively affected my business - can I reject a new PCP because of the situation? 23 Mar 2020 (Ask HJ)
    I have a new PCP, less than 30 days old. I got it before Covid19 had massive effects on the UK. I’m self employed and this has had huge effects on my business....
  • Citroen c4 hdi - Faulty car on finance 18 Nov 2019 (Forum)
    I have a car on finance that had a warrantee which ran out literally weeks ago within a week of it running out I have had to get the dpf filter cleared at a garage, the radiator fan blew a fuse link and now been told that it has an engine knock which requires a new timing belt and bearings, a new water pump while they are in there and possibly a new camshaft pulley.
  • Citroen C4 Cactus - Safety Recall on Financed car 13 Aug 2019 (Forum)
    My concern with this is to the best of my knowledge since I bought my car from an AA approved dealer and had finance on the vehicle that this should have been picked up before they car was issued to me? (I bought the car in Dec 2018) was it legal for them to allow the sale to go through? I'm by no means a legal expert but it all seems strange to me.
  • Contract Dispute - Car Finance / Excess Mileage 17 Jun 2018 (Forum)
    Car Leasing Company Contract (this was signed first): https://ibb.co/mZnrJ8 Car Finance Contract: https://ibb.co/h5wFBT  
  • Autoquake warranty - what now? 25 Apr 2011 (Ask HJ)
    John, As you will be aware Autoquake has been put into administration. Last December I bought a Ford Focus from Autoquake, partially comforted by the...
  • Must I continue to pay off the loan on a car I'm scrapping? 14 Jul 2010 (Ask HJ)
    I have an old car which has a loan secured against it. The engine has blown up and the car is really only fit for scrap. However the outstanding loan amount...
  • Cars with outstanding HP 30 Apr 2004 (Forum)
    So Mr Stanley might lose his car, that I understand, but is he really liable for the outstanding finance. If the AA is correct, perhaps I shouldn't be so casual about buying unchecked old bangers that might have hundreds of thousands of pounds secured on them...
  • Can a speed camera be installed just because drivers speed a lot in the area? 17 Jan 2018 (Ask HJ)
    Can speed cameras be installed on a dual carriageway if an accident has not happened along that stretch of road, but simply because of speeding incidents...
  • My stepson's car was written off - but he won't be offered enough money to cover the outstanding loan? 24 Oct 2018 (Ask HJ)
    My stepson had a fairly low speed accident on a roundabout, where the third-party hit him on the nearside front, while in the wrong lane for his chosen...
  • I wasn't told my new car was modified and now I can't get insured - what do I do? 9 May 2017 (Ask HJ)
    My son bought his first car, a Hyundai i10 Premium, on finance. The car came with black alloys and a carbon fibre black roof and tints in the back all...
  • Dealer won't refund my deposit - what can I do? 11 Nov 2013 (Ask HJ)
    I put a deposit on a car subject to a RAC check showing no finance. The check came back showing that finance was still outstanding on the vehicle and I...
  • Motor Finance - probe 14 Apr 2024 (Forum)
    I didn't pay much attention to this when it surfaced earlier in the year as I have so far always bought my cars outright but I see it has popped up again...
  • Motability finances - how did this happen? 23 May 2018 (Forum)
    https://ind.pn/2GDtnRY  This leaves me flabbergasted. We have to wonder how long  this has been going on, and why no one spotted it sooner....
  • mini one - buying a used car from an approved dealer 6 Dec 2013 (Forum)
    Hello everyone, Is it normal for car salesman to want to talk about finance first when you have expressed interest in a car. I booked an appointment to see a couple of cars and the first thing the salesmen wanted to do was sit down and talk finance before i had seen the car.
  • Vauxhall Zafira 1.8 9 Nov 2010 (Ask HJ)
    My car is having difficulty engaging in the gears. I bought this car (1999 Zafira) 5 months ago on finance. Can I get warranty on this?
  • KIA Cee'd (2007 - 2010) - Kia Ceed car value ? 7 Dec 2009 (Forum)
    Hi everyone. My daughter bought a new Kia Ceed s 5 door for a total price £9300 December 2008,on finance. She has done about 13000 miles in it. She is now realising that it is tough to make the payments and is thinking of selling it and buying an old banger. She owes £8100 still on the finance. Anyone any idea what she might expect to get for it ?
  • FIAT - How much discount? 30 May 2008 (Forum)
    I know it will vary from dealer to dealer, but how much discount from the RRP can you reasonably expect if taking out a finance deal. The dealers must be aware of how much the cars can be sourced for elsewhere i.e. Broadspeed etc. Basically, I want the payments to a dealer to be comparable to any other way of financing whether it be personal loan for a discounted car or a PCP from a web based company.
  • Vauxhall Corsa - Vauxhall corsa ECU Problems 30 Jan 2018 (Forum)
    Hi, I have had a vauxhall corsa out on finance now for about 4 months. Since having the car, I have had to get a new tyre, the break pads replaced and now the ECU has gone on the car . The garage who sourced the car from the finance company provided 3 months cover on the car and it is slightly out of this warranty.
  • Expensive Jeep 20 Jun 2009 (Ask HJ)
    If you could help, I'd be extremely grateful. In the summer of 2007, my fiance and I bought a second-hand Jeep from an authorised Jeep dealership. The...
  • Vauxhall Corsa vxr - Vehicle sold unfit for purpose 5 Jan 2013 (Forum)
    Collected vehicle after last repair, still problems.  Having communicated these issues with the Finance company, was told not to go back to the dealer that they would take action.  The next thing I receive an email from Finance Company's solicitor.  This was in May 2012, the dealer has come back to say we do not have "reasonable grounds" to reject this vehicle and repudiate the HP Agreement.
 

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