Ask Honest John

Most recently answered write offs questions
Yesterday I was involved in a very minor bump and I rang my insurers (Saga). They took all details and then suddenly handed me over to someone from "Claimfast". He said that he could arrange the repair...
My granddaughter recently had an accident, not her fault, and her car was written off as a total loss. After eight weeks the third party insurers sent her a cheque in full settlement without even contacting...
I am looking to buy a used car and I really like one, but in the details it says that it is Category G insurance loss. Does anyone know what this could mean?
My three-week-old Ford Ka (with 350 miles only) was hit from behind at around 30mph causing rear and side panel damage. Although the repair estimate was over £4000, my insurer (also the insurer for the...
I am looking to buy a 2003 Ford Fiesta 1.3 LX 3-door hatchback. It says in the description that it is in excellent condition all round, and has a brand new timing belt and water pump plus a full service....
I have been looking for a classic Mercedes-Benz and have come across a beautiful Mercedes-Benz 450 SLC. Trouble is, an HPI check shows that it was written off, but was not a total loss. It seems someone...
Do I legally have to inform an insurance company that my vehicle was previously regarded as a category 'C' damaged repairable? The vehicle has had a VIC after repair and has been on the road for the past...
My car was written off as a Category D. It was stolen and recovered, then just returned to me after four months. The insurance company never paid out, so now I have a Cat D car and I don't know what to...
I have agreed to buy a car from a dealer which is a category C write-off, but has been repaired and has had a VIC check. The car only appears to have had a minor rear end shunt, which broke the bumper...
How does the insuance company come to own the salvage after an accident? My wife recently had an altercation with another vehicle which resulted with an outcome that the claim was given as 50-50. We then...